Personal Finance

132,000 investors in America that had a net worth of $25 million or more, excluding their primary residence, were analyzed to identify the top characteristics commonly found amongst such individuals and 5 traits were found to consistently be the most important. Here they are.

There is a common notion that stocks, at least if held for a long-time, outperform other assets [and, as such,] should be the cornerstone of any long-term portfolio. [While that is indeed true,] it is best to focus first on how much you are able and willing to lose (i.e. what risk you are able and willing to bear) when determining the optimal allocation for your portfolio. [Only] then [should you] think about what potential investment returns you might be able to capture. [Let me explain.] Words: 1503

Weather and climate are important considerations for most people when they think about where they might retire. This short article provides you with 6 internet resources to research the weather wherever you might be considering moving or retiring, so you can make the best choice. Words: 380

Consumers should follow a few basic rules to protect their money...Let's review 10 of them: Words: 620

Overall tax rates are going to continue creeping higher in the years ahead so take advantage of every legal means you can to shelter your wealth and watch it grow with as little interference from Uncle Sam as you can. Here are 4 such ways to do just that - pay less taxes!

What is the best way to reduce debt? The most-efficient means is probably the snowball method. There are two main variations of the snowball method, but you must consider your personality to determine which of the two is right for you. [Let me explain.] Words: 1251

Most people think the only way to get money from a life insurance policy is to die but there is another way should your circumstances change and that is called a life settlement. This article provides you with some insider insights on how to go about negotiating the maximize payout on such a settlement.

By saving money, investing it in blue chip dividend growth stocks and reinvesting dividends and new capital, I plan to generate enough dividends to make me financially independent in a few short years without having to endure a lower standard of living.

For most Americans their biggest worries revolve around 3 major topics: having enough for retirement, paying for college, and paying for medical expenses. The article below looks at the breakdown among different American subgroups from the survey provided by Gallup.

Payment of money is referred to in a multitude of ways - it just depends on the circumstances. Take a look.