Personal Finance

For a consumption based economy asking “how much do Americans earn?” is a vital key to our long-term stability. Each household has a propensity to spend and the ability to consume is largely derived by income. Debt has made it easier for households to spend future wages but these two important reference points measure the health of total wages for households and that of individual workers.

"Gold parties" are an easy way to do something unique, have fun, and make some extra cash for both you and your friends - and their friends too. Here's how to go about having one of your very own.

What are billionaires good at besides achieving goals and rolling in the dough? Some of their habits and personality traits may surprise you. Who knows, adopting some of the characteristics and good habits of successful billionaires could help you along your path to greater achievements and riches.

Canadians are using their appreciating homes as ATMs (as Americans did in the early 2000′s before their housing crash) and the funds being borrowed are not just for home improvements, but in many cases to fund living and lifestyle expenses.

It's up to the concerned and critical-thinking among us to look at the math, the hard data underlying the headlines, and construct what we can best calculate to be true about our current personal financial level of (un)readiness for the future and the truth is that there are 3 adult generations in the U.S. are experiencing a squeeze that is making it harder to create value, save capital, and pursue happiness than at any point since WWII. Let's walk through the numbers.

Anyone who has bad credit will want to find some tips to improve credit score problems so they can get approved for loans, get good insurance rates. This article provides some simple but effective tips that can help you repair your credit yourself. Words: 442

132,000 investors in America that had a net worth of $25 million or more, excluding their primary residence, were analyzed to identify the top characteristics commonly found amongst such individuals and 5 traits were found to consistently be the most important. Here they are.

There is a common notion that stocks, at least if held for a long-time, outperform other assets [and, as such,] should be the cornerstone of any long-term portfolio. [While that is indeed true,] it is best to focus first on how much you are able and willing to lose (i.e. what risk you are able and willing to bear) when determining the optimal allocation for your portfolio. [Only] then [should you] think about what potential investment returns you might be able to capture. [Let me explain.] Words: 1503

Weather and climate are important considerations for most people when they think about where they might retire. This short article provides you with 6 internet resources to research the weather wherever you might be considering moving or retiring, so you can make the best choice. Words: 380

Consumers should follow a few basic rules to protect their money...Let's review 10 of them: Words: 620