Saturday , 2 July 2022

Personal Finance

Recessions: It’s All About Weathering the Storm – Here’s How

Inflation is at a 40-year high, with gas prices hitting $5 a gallon and everyday purchases becoming more and more expensive. Interest rates are rising. The stock market is taking us on a rollercoaster ride right now, terrifying drops included. Crypto is crashing, too. Some economists are saying the U.S. could soon be in a recession, if it isn’t already. I’m not sure about you, but it’s making me a little anxious.

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Universal Basic Income: Common Myths Debunked

One of the proposed solutions to the unprecedented economic crisis that has gripped most of the globe in the last 2 years is a universal guaranteed basic income program - a “minimum living stipend” in which a person need not necessarily be unemployed to receive the benefit. There are those that say that such a program would be an unfair, complicated, and costly way to eliminate poverty but we challenge those assertions. 

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The 8 Best-selling Financial Books Of All Time

If you’re like most people, you’re always looking for ways to improve your financial literacy and, whether you’re trying to get a better understanding of personal finance or seeking strategies for growing your business, there’s no shortage of great financial books to choose from.

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Getting Married? Then Seriously Consider a Prenup

Divorce is emotionally charged and often involves many issues beyond just the financial settlement...[so] establishing boundaries for divorce may help prevent greater financial and emotional pain later...[and] a confidentiality agreement in conjunction with a premarital agreement may help prevent ongoing public arguments, accusations or bickering....Should you think about getting one?

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Reverse Mortgages: 20 Things You Need To Know

Get a large wad of cash! Never make a mortgage payment again! Stay in your home as long as you want! Sounds like a great deal, right? Well, for some older homeowners, a reverse mortgage can be.  For others, it's more perilous than promising. If you’re considering a reverse mortgage, there’s a lot you need to know before signing on the dotted line.  Here’s 10 things you need to know about reverse mortgages. 

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6 “Retirement Killers” To Avoid For A Stress-free Old Age

...According to the Employee Benefit Research Institute’s 2020 Retirement Confidence Survey, 61% of respondents said that preparing for retirement made them feel stressed. [If that is you then planning for retirement will be much easier if you avoid the following 6 "retirement killers".]

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