Personal Finance

Few people formally plan much in their lives. Usually, that shows they don’t know where they are going. Living life without a plan is analogous to sitting in a drifting boat. You know the direction of the drift, but not the ultimate destination. Words: 1802

If you are unwilling to save, save some time by ignoring this book. Stop reading right here! Savings are an absolute prerequisite for wealth creation. Without savings, there can be no wealth. Read that sentence a few times. It is an immutable fact. Words: 800

Understanding the creation of wealth is easier than achieving it. Achieving it also requires commitment, behavioral change, and sacrifice. If you are interested in success, regardless of how you define it, take charge of your life. Planning is essential. Happiness, regardless of what that implies, requires commitment and planning. Do not depend on luck! Do not think that you may win the lottery. Words: 1362

There are plenty of ways to cut your car insurance premium, including these 9 tried-and-true methods.

A road map to wealth is a timeline of dollars expected along the way and this chapter explains how to do so. Words: 1593

Take action now! We could see an even greater decline in the cannabis sector than we have seen since to date as investors sell their losers (called tax-loss selling) so they can offset their gains from other investments.

A financial advisor can realize enhanced returns for you over the years and make you feel more at ease about their finances, but only 29% of Americans work with a financial advisor. Research shows that an advisor-managed portfolio [outperforms a self-managed portfolio realizing an 8% annualized growth over a 25-year period, on average, compared to 5% from a self-managed portfolio. bBelow are 6 ways to go about choosing the right one for YOU!

I’m turning 40 this month, which got me thinking: why not share how to make the most of your 30s so below are 30 hard-learned money and life lessons for you to review and hopefully implement.

Simply continuing along the status quo is a vote for digging ourselves deeper as the constraints of the future arrive. Behavior change is necessary in order to improve our chances. This article presents 14 prudent behaviors to adopt...as we start trending back towards more historic baselines.

64% of employees visit non work-related sites every day with some spending more than 1 hour, on average, each and every day doing so. But guess what? That's not the #1 time waster. This infographic identifies the 3 most common time wasters at work and what is done during the time that they are, in effect, stealing from their employer.