Retirement Planning

As you look for ways to diversify your investments and hedge against inflation and economic uncertainty, there are several lesser-known (or at least lesser-utilized) strategies that are certainly worth your consideration. One of them is something called a gold IRA.

No matter how old you are, it's never too late to contribute more to your account and bolster your future retirement security. Here are 10 things you need to know about these retirement plans.

You can’t control what happens in the stock market...[but] you can follow these simple tips to minimize your losses and maximize the chances that you’ll stay on track for a secure retirement.

For many of us, it makes tremendous sense to open a gold IRA account for retirement. This account has the ability to accrue massive value over decades as you work toward your retirement future. There’s never a perfect investment in this world and, in some cases, opening a gold IRA might not make sense for your personal wants and needs, but investing in gold is definitely close to ideal for everyone and this article presents the pros and cons of retiring with a gold IRA. 

Get a large wad of cash! Never make a mortgage payment again! Stay in your home as long as you want! Sounds like a great deal, right? Well, for some older homeowners, a reverse mortgage can be.  For others, it's more perilous than promising. If you’re considering a reverse mortgage, there’s a lot you need to know before signing on the dotted line.  Here’s 10 things you need to know about reverse mortgages. 

...According to the Employee Benefit Research Institute’s 2020 Retirement Confidence Survey, 61% of respondents said that preparing for retirement made them feel stressed. [If that is you then planning for retirement will be much easier if you avoid the following 6 "retirement killers".]

...Planning ahead for what will happen to your estate after you die is important [and] there are a number of things you can do right now to make sure...[you] leave a lucrative inheritance for your loved ones...

Although living trusts can streamline the disposition of your estate, there are plenty of opportunities to make costly missteps, particularly when it comes to transferring your assets to a trust. This article address the ins and outs of setting up a living trust.

Paying fees based on your assets under management may be costing you dearly. Consider a flat fee method instead. This article underscores the differences between the two and why a flat fee approach is the way to go.

Gold, commodities, Treasury inflation-protected securities (TIPS) or maybe bitcoin come to mind when thinking of inflation hedges. While all tend to work to some extent, each has its own quirks, and none cleanly moves in lockstep with inflation [but have you ever thought of investing in Series I savings bonds, or I bonds?