Retirement Planning

There is a common notion that stocks, at least if held for a long-time, outperform other assets [and, as such,] should be the cornerstone of any long-term portfolio. [While that is indeed true,] it is best to focus first on how much you are able and willing to lose (i.e. what risk you are able and willing to bear) when determining the optimal allocation for your portfolio. [Only] then [should you] think about what potential investment returns you might be able to capture. [Let me explain.] Words: 1503

Weather and climate are important considerations for most people when they think about where they might retire. This short article provides you with 6 internet resources to research the weather wherever you might be considering moving or retiring, so you can make the best choice. Words: 380

Overall tax rates are going to continue creeping higher in the years ahead so take advantage of every legal means you can to shelter your wealth and watch it grow with as little interference from Uncle Sam as you can. Here are 4 such ways to do just that - pay less taxes!

By saving money, investing it in blue chip dividend growth stocks and reinvesting dividends and new capital, I plan to generate enough dividends to make me financially independent in a few short years without having to endure a lower standard of living.

According to Paris-based asset management giant Natixis, investors believe they need an average annual return of 9.3% - over and above inflation - to cover their costs in retirement, and 80% believe this rather, ahem, optimistic goal is achievable.

Planning, preparation and a little luck are key ingredients to any successful baseball player's career and the same applies to those of us suiting up for retirement.

The odds are that you will run out of money in retirement and much of the reason can be attributed to the "super-slimy" so-called financial advisors who are bleeding savers dry as they line their own pockets with excessive fees at the expense of their clients. Here are the details:

The latest statistics reveal that such people as YOU have a totally insufficient amount set aside in various retirement savings accounts! All it takes is a tiny bit of rain and the financial house of cards YOU live in can come crumbling down.

This article identifies 39 fairly valued dividend growth stocks with above-average historical earnings growth over the past 5 years and a current dividend yield of 1% or better and, as such, is oriented to those retired, or close to retirement, investors that require above-average growth and/or above-average long-term total return.

...The Employee Benefit Research Institute surveys workers each year concerning their retirement confidence. Despite an uptrend, the latest report shows that 82% of workers feel less than “very confident” about having enough money to retire comfortably. With that statistic in mind, this article looks at three different 40-year retirement scenarios.