Personal Finance

An investment advisor friend of mine recently asked me to summarize for him the criteria I would use if I were looking to identify an investment advisor to work with and I came up with 15 characteristics I would look for in what for me would be an 'ideal investment advisor' which I would like to share with you. Words: 679

Welcome to the new model of retirement. No retirement. In 1983 sixty two percent (62%) of American workers had some kind of defined-benefit plan. Today less than 20% have access to a plan. The majority of retired Americans largely rely on Social Security as their de facto retirement plan [and the 35 and younger cohort are not able to save, or save enough, to eventually retire. True retirement is now a thing of the past except for a privileged few. Let me support this claim.] Words: 1091

We are now coming to the end, after over 100 years of a fake financial system, created and controlled by the bankers for their benefit. The build up has been long but the end will be fast and extremely painful.

How do Americans spend their money and how do budgets change across the income spectrum? The graph below answers these questions. Words: 240

Home loans fall into two camps: fixed or adjustable mortgage rates. This article weighs the pros and cons.

How much does the typical American family make? This question is probably one of the most central in figuring out how we can go about fixing our current economic malaise. In this article we break down the U.S. household income numbers. Words: 464

For an East Asian retirement destination that won’t leave you in complete culture shock 5 cities in particular satisfy the ‘expat criteria’ – widely spoken English, convenient transportation, modern shopping conveniences, friendly people, and great food. Below is a description of what these convenient and charming cities have to offer. Words: 999; Photos: 5

Everyone’s interpretation of ideal weather isn’t the same - some want to spend their golden years soaking up the sun, while others prefer a place where they can be near ski slopes. That said, if you’re looking for what most of us would consider pleasant weather—places with plenty of sunshine, low amounts of rain or snow, fewest days below 32 degrees or above 90 degrees and low humidity—these locales came to mind as 10 of the best places [in the U.S.] to retire if weather is your main concern. Words: 585

…Living on a fixed income doesn’t necessarily relegate you to a life of scrimping and penny-pinching. Many retirees live on a fixed income of some kind, and it’s definitely possible to live well on a fixed income — the key is careful financial planning and budgeting. Create a Budget It all starts with getting a handle on your income and …

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