Personal Finance

As the income tax filing deadline f[or U.S. citizens] looms this month, many of us already have an idea of how painful April 15 will (or will not) be. If Uncle Sam took a big bite, it may be worth reviewing for next year’s tax season to see whether you’re doing everything you can to retain the most of your investment income. If you haven’t filed, however, there is still time to open or contribute to an IRA account that may help shrink your taxable income. This article presents 4 questions whose answers could] help position your portfolio for tax-efficient investing and do consider exhausting the limits on the strategies outlined below.

Here are the main points you need to consider when you're looking to apply for a home loan. Don't forget that if you find the whole process daunting and confusing if may be worth using a mortgage broker to help.

Pre-1965 silver coinage - dimes, quarters, and half-dollars - used to be called "pocket change" - everyone had some, saved some, spent some - but it was much more than that because it was 90% silver! Here's why you should own such coinage & how to calculate the value of a bag of such junk:

U.S. consumers accumulated more new credit card debt during the 4th quarter of 2015 than they did during the years of 2009, 2010 and 2011 combined. That is absolutely insanity, because other than payday loans, credit card debt is just about the worst kind of debt that consumers could possibly go into. Extremely high rates of interest, combined with severe penalties and fees, can choke the financial life out of almost any family in no time at all.

Today’s infographic describes the world’s wealthiest billionaires under 35 years of age.

Differences in U.S. state taxes result in residents paying considerably more or less than their neighbors in other states. Here is a ranking of the most & least burdensome tax rates by state and the District of Columbia.

If people know for sure they'll have enough money for essentials, will they contribute more to society? That's one of the many questions Canada aims to answer with a new pilot program that will give free money to citizens for doing nothing.

In general, gambling is a pretty dumb idea too. The house has always ainvesting10 higher chance of winning than you and falling under the impression that you might just get lucky can hardly result in anything profitable. Here's a look at the actual things that should be avoided at any costs - the most stupid things you can do with your funds.

How do you know how much is enough? Being able to answer this question means having a sense of “good enough” inside, which results in an internal affirmation of worth. If you equate love and self-esteem with money and power, “more” will never be enough.

Money is part of life and sometimes it allows you to make a decision out of love...Perhaps you save to give to a specific charity, or to help an animal or take your family on a special trip every year. It’s not the money, it’s what it adds to the fabric of your life and the good you do with it based on strong feelings and beliefs. Are you saving for what and who you love for tomorrow and most important, today?