Your credit card bills may not be keeping you up at night yet, but if you analyze your financial situation, you may find that you are closer to the edge than you think. Here are 5 warning signs that you have way too much debt:
Read More »Here’s When Holding Cash Beats Paying Down Debt
Households should be encouraged to maintain at least a small buffer of liquid savings, even if the cash in that buffer is not being used to pay down high-interest debt. Here's why.
Read More »Should You Pay Your Mortgage Off Early?
...Should you pay off your mortgage early either by paying extra dollars toward your loan's principal balance or by paying off the rest of your mortgage in one giant payment if you had the opportunity to do so or are there times when not paying off your mortgage early actually makes sense? Not surprisingly, it depends on a host of factors. Here is what you should look at when determining whether paying off your mortgage early is the best choice.
Read More »Where the U.S. Working Class Can (and Can’t) Afford To Live (+2K Views)
This post provides a visualization of data* from our new True Cost of Living Tool to illustrate how the living conditions of the working class stack up across the country. It’s kind of a big deal because it lets you drill down to a specific city and search through layers of relevant information to understand exactly how much money it takes to live in any given area.
Read More »Need Some Extra Money? Here Are Some “Side Gigs” To Consider (+2K Views)
Side gigs are not exactly second jobs, because they come with a lot more flexibility and leave you in control of your hours and commitment but they can still be invaluable sources of income when you're really in a pinch. If you're ready to start bringing in some extra money, quickly, here are some great places to start.
Read More »Where Do Americans Spend Their Money Each Month? How Do You Compare? (+2K Views)
A budget is a basic necessity, even if you do it just once, to understand where your money is flowing yet most people spend money as quickly as it comes in - like sand flowing through their fingers - [so this article takes a]...look at the latest spending breakdown of Americans to see where most of our money is going.
Read More »Here’s How Your Car Insurance Rate Is Calculated & Some Outlandish Ways to Reduce It (+2K Views)
Below are 10 factors considered by insurance companies when establishing what you have to pay for auto insurance coverage and some suggestions (some rather outlandish) how you might be able to positively influence some of them to your financial benefit.
Read More »Afraid You Might Outlive Your Savings? Take This “Life Expectancy” Test (+3K Views)
Medical researchers have created a quiz that predicts how long you’re going to live [i.e how many years you will live into retirement - if any!]. It’s called a ‘mortality index‘ and it’s composed of 12 questions. It claims to predict with some accuracy whether you’ll live out the decade.
Read More »Are You Tipping Appropriately Given the Circumstances?
The U.S. is a tipping nation, and you are expected to leave some kind of a tip in dozens of service scenarios, so here's a handy guide to follow.
Read More »4 Myths About Divorce and Money, Debunked (2K Views)
Divorce happens and, unfortunately, many who are divorcing hold certain financial misconceptions about the process... Here are four of the most important ones.
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