Personal Finance

An alarming number of Americans aren’t saving for retirement. They may have “predicted the rain,” but for whatever reason they haven’t gotten around to “building the ark.”

There are many ways that Americans are better off today than in previous decades but here are 7 ways in which the average American consumer is worse off today than in previous decades.

The equity selloff that began last October is intensifying and threatens financial advisors, MFDA dealers and investors with a high probability of a 50-70% loss of capital and a corresponding loss of income in 2019. What is your advisor doing about it?

Budgets don’t work because people can’t stick to them. Reaching financial independence, like dieting, is about being conscious, making changes slowly, setting yourself up for success with measurable and attainable goals and making this your lifestyle.

If you’re like most Americans your house is the largest component of your net worth, and, naturally, you would like to see it go up - but by how much? This article provides the surprising - and disappointing - answer.

People arguing whether to pay off a mortgage early or invest in stocks is probably as old as time itself. There’s no right decision, because it comes down to what you believe and value. Some people value the liquidity and higher gains that come from investing, others value being debt free and hate owing money. To each their own.

If you need to find ways to make extra cash on the side to pay off debt or just to bolster their savings you're in luck: There's no shortage of weekend jobs or side gigs you can try out to make more money. Here are just a few part-time jobs you can pursue to supplement your income.

If you can't communicate, it's like winking at a girl in the dark — nothing happens. You can have all the brainpower in the world but you have to be able to transmit it - and the transmission is communication.

When the government goes further into debt the biggest problem isn’t that it places a burden on future generations, since the debt will never be repaid anyway. The biggest problem is the immediate dampening effect it has on economic progress.

Brazen schemes are pulled over people who don’t know how to protect their money so we’ve collected some basic tips on internet safety to help you out. By following these simple rules, you decrease the risks of your data or money...[being stolen] to absolutely zero. As they say, forewarned is forearmed.