One of the proposed solutions to the unprecedented economic crisis that has gripped most of the globe in the last 2 years is a universal guaranteed basic income program - a “minimum living stipend” in which a person need not necessarily be unemployed to receive the benefit. There are those that say that such a program would be an unfair, complicated, and costly way to eliminate poverty but we challenge those assertions.
Read More »The 8 Best-selling Financial Books Of All Time
If you’re like most people, you’re always looking for ways to improve your financial literacy and, whether you’re trying to get a better understanding of personal finance or seeking strategies for growing your business, there’s no shortage of great financial books to choose from.
Read More »4 Time-Tested Ways to Protect Your 401(k) from a Crash
You can’t control what happens in the stock market...[but] you can follow these simple tips to minimize your losses and maximize the chances that you’ll stay on track for a secure retirement.
Read More »The Pros and Cons of Retiring with a Gold IRA
For many of us, it makes tremendous sense to open a gold IRA account for retirement. This account has the ability to accrue massive value over decades as you work toward your retirement future. There’s never a perfect investment in this world and, in some cases, opening a gold IRA might not make sense for your personal wants and needs, but investing in gold is definitely close to ideal for everyone and this article presents the pros and cons of retiring with a gold IRA.
Read More »Reverse Mortgages: 20 Things You Need To Know
Get a large wad of cash! Never make a mortgage payment again! Stay in your home as long as you want! Sounds like a great deal, right? Well, for some older homeowners, a reverse mortgage can be. For others, it's more perilous than promising. If you’re considering a reverse mortgage, there’s a lot you need to know before signing on the dotted line. Here’s 10 things you need to know about reverse mortgages.
Read More »6 “Retirement Killers” To Avoid For A Stress-free Old Age
...According to the Employee Benefit Research Institute’s 2020 Retirement Confidence Survey, 61% of respondents said that preparing for retirement made them feel stressed. [If that is you then planning for retirement will be much easier if you avoid the following 6 "retirement killers".]
Read More »Leave A Lucrative Inheritance – Here’s How
...Planning ahead for what will happen to your estate after you die is important [and] there are a number of things you can do right now to make sure...[you] leave a lucrative inheritance for your loved ones...
Read More »Living (aka revocable) Trusts: What You Need To Know
Although living trusts can streamline the disposition of your estate, there are plenty of opportunities to make costly missteps, particularly when it comes to transferring your assets to a trust. This article address the ins and outs of setting up a living trust.
Read More »We Are On the Cusp of a Historic Financial Earthquake – Here’s Why
The USD’s days of unchallenged dominance are quickly coming to an end - something even the Fed Chairman openly admits - which means we are likely on the cusp of a historic financial earthquake that could alter that direction of the U.S. forever and mark the biggest economic event of our lifetimes.
Read More »“Wealth If You Want It” & How To Get It: An Introduction
Wealth creation is a right if you choose to exercise it but you must understand the economics and politics of wealth and this book helps you do just that. It deals with how to improve your wealth, your financial independence and your quality of life.Words: 910
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