Finance

An investment advisor friend of mine recently asked me to summarize for him the criteria I would use if I were looking to identify an investment advisor to work with and I came up with 15 characteristics I would look for in what for me would be an 'ideal investment advisor' which I would like to share with you. Words: 679

There’s a view in some policy circles that easy monetary policy is goodInterest-Rates for an economy, and the more stimulus you add, the better...This latest stimulus is taking the form of negative interest rates, or charging banks to park their cash with the expectation that this will spur lending and economic growth...In my opinion, however, negative rates—or high rental costs for money storage—are excessive and more likely to hurt, rather than help, economic and financial stability. Here are a few reasons why:

Maxing out your 401(k) is often the best way to accumulate a healthy sum for retirement, and there are great tax benefits as well...Consider these 6 arguments.

Analysts at Deutsche Bank recently released an extensive study that demonstrates the link between debt and crisis. One chart in particular screamed for attention.

Welcome to the new model of retirement. No retirement. In 1983 sixty two percent (62%) of American workers had some kind of defined-benefit plan. Today less than 20% have access to a plan. The majority of retired Americans largely rely on Social Security as their de facto retirement plan [and the 35 and younger cohort are not able to save, or save enough, to eventually retire. True retirement is now a thing of the past except for a privileged few. Let me support this claim.] Words: 1091

Almost every financial crisis is presented in the mainstream media as one that "nobody saw coming" yet, as the 4 charts show below, the next one is foreseeable - "the writing is already on the wall".

...It’s a big decision to decide when to retire...[but] it’s also important to determine the best time of the year for quitting work...[as] the specific date on which you start your retirement could impact...benefits from your former employer, Social Security distributions, and taxes to name a few...[This article identifies] 7 factors to consider as you plan the best time of the year to start your retirement.

We are now coming to the end, after over 100 years of a fake financial system, created and controlled by the bankers for their benefit. The build up has been long but the end will be fast and extremely painful.

How do Americans spend their money and how do budgets change across the income spectrum? The graph below answers these questions. Words: 240

Home loans fall into two camps: fixed or adjustable mortgage rates. This article weighs the pros and cons.