Tuesday , 21 March 2023

Finance

15 Criteria for Choosing the Ideal Investment Advisor (+3K Views)

An investment advisor friend of mine recently asked me to summarize for him the criteria I would use if I were looking to identify an investment advisor to work with and I came up with 15 characteristics I would look for in what for me would be an 'ideal investment advisor' which I would like to share with you. Words: 679

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Negative Interest Rates Will Likely Hurt, Not Help, Economic & Financial Stability – Here’s Why (+3K Views)

There’s a view in some policy circles that easy monetary policy is goodInterest-Rates for an economy, and the more stimulus you add, the better...This latest stimulus is taking the form of negative interest rates, or charging banks to park their cash with the expectation that this will spur lending and economic growth...In my opinion, however, negative rates—or high rental costs for money storage—are excessive and more likely to hurt, rather than help, economic and financial stability. Here are a few reasons why:

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Welcome to the New Retirement Model – NO Retirement! Here’s Why (+4K Views)

Welcome to the new model of retirement. No retirement. In 1983 sixty two percent (62%) of American workers had some kind of defined-benefit plan. Today less than 20% have access to a plan. The majority of retired Americans largely rely on Social Security as their de facto retirement plan [and the 35 and younger cohort are not able to save, or save enough, to eventually retire. True retirement is now a thing of the past except for a privileged few. Let me support this claim.] Words: 1091

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7 Financial Factors To Consider If You Will Be Retiring Within a Year

...It’s a big decision to decide when to retire...[but] it’s also important to determine the best time of the year for quitting work...[as] the specific date on which you start your retirement could impact...benefits from your former employer, Social Security distributions, and taxes to name a few...[This article identifies] 7 factors to consider as you plan the best time of the year to start your retirement.

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