Finance

Some excellent insights on the income history of what we might think of as the private middle-class wage earner. The latest hypothetical real (inflation-adjusted) annual earnings are at $38,159, down 11.5% from 45-plus years ago.

If you want to do something about economic inequality in this country – especially as it relates to your own financial circumstances – the important thing is not what you believe or whom you vote for. It’s how you handle your own time, choices and money.

The U.S. public sector pensions situation is a looming disaster that could trigger the next great financial crisis spreading from pensions to currencies...student loans, emerging markets, and European failed states.

Modestmoney.com keeps a regularly updated ranking of 1193 personal finance blogs by comparing various stats related to traffic, SEO and social activity.

Americans are really falling down on the job when it comes to estate planning in part because we just don't want to think about our own mortality and it can be hard to worry too much about what will happen to our assets after we're gone since we won't be around to see it but dying intestate does have some pretty serious consequences, even though you won't be the one experiencing them. Here's the sobering truth about what happens if you don't have a will in place when you die.

It's nice to think about the day when you can...spend your time relaxing, traveling, and enjoying life to the fullest. Well, if you want that dream to become a reality, you may need to make some significant life changes now.

If you don't make enough money right now to set aside, there are still ways to grow your retirement savings. You just have to think outside the box. This article highlights 9 creative ways to boost your retirement savings.

Should you plunge your head into the sand and do nothing, no matter how worried you feel about a possible market crash? No. Here are some steps you can take that would both set your mind at ease and help prepare your finances for whatever the market brings.

For several years, and in particular the last 12 months, the IMF (International Monetary Fund) and the BIS (Bank for International Settlements) have been issuing warning after warning - as outlined below - that the biggest financial and social crash in history is coming. Are you listening? The warnings are all well thought out with cogent logic and are not to be ignored!

Student loan debt in America now ranks as the second-largest consumer debt category, trailing only mortgages and, based on the latest data, it isn’t about to end any time soon.