Personal Finance

If you are unwilling to save, save some time by ignoring this book. Stop reading right here! Savings are an absolute prerequisite for wealth creation. Without savings, there can be no wealth. Read that sentence a few times. It is an immutable fact. Words: 800

Understanding the creation of wealth is easier than achieving it. Achieving it also requires commitment, behavioral change, and sacrifice. If you are interested in success, regardless of how you define it, take charge of your life. Planning is essential. Happiness, regardless of what that implies, requires commitment and planning. Do not depend on luck! Do not think that you may win the lottery. Words: 1362

There are plenty of ways to cut your car insurance premium, including these 9 tried-and-true methods.

A road map to wealth is a timeline of dollars expected along the way and this chapter explains how to do so. Words: 1593

A financial advisor can realize enhanced returns for you over the years and make you feel more at ease about their finances, but only 29% of Americans work with a financial advisor. Research shows that an advisor-managed portfolio [outperforms a self-managed portfolio realizing an 8% annualized growth over a 25-year period, on average, compared to 5% from a self-managed portfolio. bBelow are 6 ways to go about choosing the right one for YOU!

I’m turning 40 this month, which got me thinking: why not share how to make the most of your 30s so below are 30 hard-learned money and life lessons for you to review and hopefully implement.

Simply continuing along the status quo is a vote for digging ourselves deeper as the constraints of the future arrive. Behavior change is necessary in order to improve our chances. This article presents 14 prudent behaviors to adopt...as we start trending back towards more historic baselines.

Spreading your political risk beyond one jurisdiction by obtaining a second passport and citizenship in another country is a fundamental step towards minimizing the political risk of being subjected to the whims of any single government. Here are 6 reasons why that is the case.

Asset price inflation is the cause of wealth disparity between between the top 1% and the bottom 50%. The more they have, the more they get. The bottom 50% don’t have anything and need not apply...

Taxes provide 50% or more of government funds in almost every country in the world and using a tax-to-GDP ratio is one of the more useful ways to compare tax systems around the world and this article does just that.