Personal Finance

The warning signs are all there. The objective data tells us that most of the West is bankrupt in the same way that the objective data tells us that Argentina is bankrupt. Most of the West has borrowed far more than they’re credibly able to pay back; the U.S., France, Spain, etc. all have to borrow money just to pay interest on the money they’ve already borrowed. In light of this data, it’s imperative to make sure that you prepare. This article explains the situation further and outlines how you should go about making preparations to protect yourself.

If you have a mobile banking app connected to USAA, Citigroup, American Express, Wells Fargo, Bank of America, TD Bank, JPMorgan Chase, BB&T or Regions Bank, you could be in deep Svpeng. Here's why.

In the last few years a new “advisor” has entered the fray – the robo advisor, now being called “automated investment services”. Automated investment services are platforms that automate your investment portfolio and try to help you reduce fees, increase efficiencies and streamline your process through a simple computerized interface. Here's a look at 4 primary benefits and 4 potential problems to help you decide if such a service is for you.

How much should you tip? Better yet, where in the world can you go to escape from tipping anyone?

How many billionaires are there and how much wealth do they control?

The best way to compare countries based on taxes is using the highest personal income tax rate paid by individuals so this excludes countries that do not have personal income taxes. Let’s see how select countries compare:

With college costs consistently outpacing the rate of inflation, many students are thinking twice when it comes to going to college. Let's explore the numbers students are up against today and how to make higher education more affordable.

Essentially, Bitcoin transactions are going to be tracked and traced by the government. So much for that anonymity that early Bitcoin adopters touted to encourage adoption, huh? Thanks to the IRS, any involvement with Bitcoins has just become so complicated I remain convinced its days are numbered.

Many of those who observe the daily news reports are beginning to figure out that they are being fed misinformation and that neither political party truly represents them or, for that matter, is even concerned for their welfare. Those folks are now navigating in the dark and, as the Great Unravelling progresses, they are being caught unawares and unable to even understand what has occurred, let alone take action to save themselves. [This article attempts to enlighten such individuals as to why such events are unfolding and what the eventual - inevitable - consequences will be for them unless they]..educate themselves and prepare an alternative life.

Do you focus almost solely on the present? Do you assume tomorrow will be just like today? Do you think that just because your current behavior regarding debt has not created trouble or hardship thus far, that it won’t tomorrow or on into the future? Would you not be able to get by if debt/credit were outlawed? Really?? Then you're an economic zombie - or perhaps even an economic idiot!