Personal Finance

So you want to be rich? In order to join the millionaires’ club – and not get booted out because you went broke spending all your money – you’ve got to develop money smarts. The rich don’t stay rich by spending frivolously and being obsessed with beating the Joneses’. Here are some money management essentials you may want to keep in mind to master like the millionaires do.

A study by the consulting firm McKinsey suggests that one can expect lower market returns over the next 30 years than we’ve experienced over the past 30. Does that automatically spell doom for Millennials who are investing their money? Not necessarily. Here's why.

Gold investors have been slow and cautious to adopt crypto-currencies such as bitcoin seeing them as false competition to real money such as gold and silver. The major argument from gold bugs has been that bitcoin is not backed by anything tangible [but] that has all changed with the recent introduction of Digix - the gold standard in peer-to-peer digital assets because it is literally backed by gold.

78% of NFL players, 60% of NBA players and a very large percentage of MLB players (4x that of the average U.S. citizen) file bankruptcy within five years of retirement. Let's take a look at 5 possible reasons why the average athlete is destined to go (quickly) from fame to shame.

Mr. Trump is a presidential candidate unlike anything we have seen in modern times and his desire to jumpstart a currency war and willingness to think creatively may elevate gold’s standing domestically & internationally for decades to come. Let me explain.

Today’s data visualization, using the latest information from Wealth-X, takes an in-depth look at the world’s wealthiest billionaires by breaking down important data on age, location, and the source of their fortunes.

As the income tax filing deadline f[or U.S. citizens] looms this month, many of us already have an idea of how painful April 15 will (or will not) be. If Uncle Sam took a big bite, it may be worth reviewing for next year’s tax season to see whether you’re doing everything you can to retain the most of your investment income. If you haven’t filed, however, there is still time to open or contribute to an IRA account that may help shrink your taxable income. This article presents 4 questions whose answers could] help position your portfolio for tax-efficient investing and do consider exhausting the limits on the strategies outlined below.

Here are the main points you need to consider when you're looking to apply for a home loan. Don't forget that if you find the whole process daunting and confusing if may be worth using a mortgage broker to help.

Pre-1965 silver coinage - dimes, quarters, and half-dollars - used to be called "pocket change" - everyone had some, saved some, spent some - but it was much more than that because it was 90% silver! Here's why you should own such coinage & how to calculate the value of a bag of such junk:

U.S. consumers accumulated more new credit card debt during the 4th quarter of 2015 than they did during the years of 2009, 2010 and 2011 combined. That is absolutely insanity, because other than payday loans, credit card debt is just about the worst kind of debt that consumers could possibly go into. Extremely high rates of interest, combined with severe penalties and fees, can choke the financial life out of almost any family in no time at all.