Finance

If you’re within a decade of retirement, it may be time to think hard about how much stock exposure is enough. The answer might be less than you think for a portfolio in distribution phase.

How does your savings account stack up to the average American’s? How about the top 1 percent’s?

It's impossible to pinpoint when and where the next crisis will spring from but, looking at the actual U.S. consumer debt data today, it's not likely that consumer debt will be the trigger point of the next major capital market meltdown...

According to a recent Vanguard study, the right financial advisor can add up to 3.75% of value to your portfolio but, with 310,000 investment advisors in the United States, how do you find one that is independent and that will serve your interests?

The problems today are monumental and systemic. We all need to understand this concept called ‘money’, this concept called ‘value’ and this concept called ‘debt’. Then we need to understand the difference between that which EXIST’s and that which does not EXIST.

The 401(k) plan gives 90 million Americans a way to make tax-deductible contributions to a retirement account directly from their paychecks with 71% of them believing that there are no fees at all associated with their plan. Nothing could be further from the truth! The vast majority of plans are characterized by huge commissions, expensively managed funds, and layer upon layer of additional – and often hidden – charges

There are always warnings of upcoming financial crises if you know where to look and this article identifies 4 leading indicators of financial stress and/or economic confidence that are both easy to monitor and worth monitoring.

Americans aren’t getting their medical money’s worth - not by a long shot! According to an annual Bloomberg analysis in almost 200 economies the U.S. will cost you the most for treatment, both in absolute terms and relative to average incomes.

The share of adults who are middle class varies widely across U.S. metropolitan areas. Our newly updated calculator lets you find out which group you fit in, first compared with other adults in your metro area and among American adults overall, and then compared with other adults in the U.S. similar to you in education, age, race or ethnicity, and marital status. Are you in the American middle class?

Today's infographic dives deep into the rabbit hole of fees associated with the investing products sold to most people saving for retirement, while also showing that these same Wall Street products often can’t beat the performance of the market.