Retirement Planning

If you don't know much about investing, you may feel overwhelmed or bewildered by the choices. Enter annuities. The best of them are easy to understand, even by financial novices: "Give us your money, and we'll give you this much money per month until you die." That sounds simple - but simpler isn't always better [so let's review] whether they're needed in a retirement plan or not.

Two weeks ago a new bill was introduced on the floor of Congress that, just like all the other really dangerous legislation, i.e. USA PATRIOT Act, this bill has a catchy acronym. It’s called the SAVE UP Accounts Act, which stands for “Secure, Accessible, Valuable, Efficient Universal Pension Accounts Act”. I just tasted vomit in my mouth.

In consultation with highly experienced ex-pats who have lived and/or live in the places that I rate here I have come up with the following list of the top 10 places in Mexico to live and retire and the reasons why:

Mandatory IRAs as proposed by the Obama Administration is just the 1st step in stealth nationalization and forced investment of our retirement benefits to support the treasury debt market! [As such,] every American with substantial retirement assets must [begin now to] protect themselves from having to become buyers of last resort for US treasury obligations. [Let me explain.] Words: 6349

The modern consumer is becoming increasingly distinct from those of years past so for us to truly understand how these changes will affect the marketplace and our investments, we need to rethink and update our image of the modern consumer. Here are three ways the new consumer is different than in years past:

Here are 5 highlights for future retirees who seek to maximize benefits and understand how Social Security fits into a holistic financial plan that benefits from guaranteed lifetime income.

In preparing for retirement, there are nine deadlines everyone should keep in mind. These affect your retirement, taxes, Social Security, Medicare and other aspects of your financial health.

The U.S. public sector pensions situation is a looming disaster that could trigger the next great financial crisis spreading from pensions to currencies...student loans, emerging markets, and European failed states.

It's nice to think about the day when you can...spend your time relaxing, traveling, and enjoying life to the fullest. Well, if you want that dream to become a reality, you may need to make some significant life changes now.

If you don't make enough money right now to set aside, there are still ways to grow your retirement savings. You just have to think outside the box. This article highlights 9 creative ways to boost your retirement savings.