Retirement Planning

A financial advisor can realize enhanced returns for you over the years and make you feel more at ease about their finances, but only 29% of Americans work with a financial advisor. Research shows that an advisor-managed portfolio [outperforms a self-managed portfolio realizing an 8% annualized growth over a 25-year period, on average, compared to 5% from a self-managed portfolio. bBelow are 6 ways to go about choosing the right one for YOU!

The average American needs their retirement savings to last them 14 to 17 years. With this in mind, is $1 million in savings enough for the average retiree?

There is a large degree of variance in the quality of public pension plans around the world and today's infographic, using 2021 data from Mercer CFA Institute Global Pension Index, compares retirement income systems worldwide.

The Rule of 72 is a time-proven method to predict how long is needed for a portfolio or income stream to double. Take a moment and learn more about the benefits of this time-tested tool and how to use it to determine the yield necessary - or the time frame needed - to achieve your goals.

Are your emotions sabotaging your retirement plans? Some basic knowledge and careful introspection can go a long way toward avoiding deadly pitfalls. This article identifies the emotional biases of overconfidence and herd behavior and how to overcome them.

Paying fees based on your assets under management may be costing you dearly. Consider a flat fee method instead. This article underscores the differences between the two and why a flat fee approach is the way to go.

You should avoid 401(k) hardship withdrawals at all costs and think long and hard before you consider borrowing against your future retirement. With so many people nearing retirement already grossly underfunded such actions are going to prove catastrophic down the line.

Here are 10 places where you could retire on less than $100,000.

With people living longer and spending as much as 30 years in retirement, if you want to maintain a moderate standard of living, it is essential to plan your retirement well in advance to secure your golden years. This article outlines 6 ways to do just that. Words: 665

One of the most difficult challenges of transitioning to retirement from the working world is a complete change in mindset with regards to an investment portfolio. You go from being a saver to a spender. There’s no future income or nearly as much time to soften the blow from bear markets. Growth is still necessary but you have to be cognizant of the fact that you’ll need to protect some of your assets for spending purposes. Here's an interesting case study in how to approach this change in mindset.