Retirement Planning

Get a large wad of cash! Never make a mortgage payment again! Stay in your home as long as you want! Sounds like a great deal, right? Well, for some older homeowners, a reverse mortgage can be.  For others, it's more perilous than promising. If you’re considering a reverse mortgage, there’s a lot you need to know before signing on the dotted line.  Here’s 10 things you need to know about reverse mortgages. 

...According to the Employee Benefit Research Institute’s 2020 Retirement Confidence Survey, 61% of respondents said that preparing for retirement made them feel stressed. [If that is you then planning for retirement will be much easier if you avoid the following 6 "retirement killers".]

...Planning ahead for what will happen to your estate after you die is important [and] there are a number of things you can do right now to make sure...[you] leave a lucrative inheritance for your loved ones...

Although living trusts can streamline the disposition of your estate, there are plenty of opportunities to make costly missteps, particularly when it comes to transferring your assets to a trust. This article address the ins and outs of setting up a living trust.

One way to approach your search for the ideal overseas retirement haven is to focus on choices where housing is cheap. Below I present five such places for your consideration. Words: 1040

To help make sure your retirement income covers your needs and lasts for a lifetime, you need a custom plan. The 4% rule of thumb is a handy starting point, but it’s too general. Get specific to find your very own retirement number.

Planning for retirement can be a daunting task. How much money will you need? What will your retirement spending look like? In this graphic from we show the expected annual retirement spending of Americans.

A financial advisor can realize enhanced returns for you over the years and make you feel more at ease about their finances, but only 29% of Americans work with a financial advisor. Research shows that an advisor-managed portfolio [outperforms a self-managed portfolio realizing an 8% annualized growth over a 25-year period, on average, compared to 5% from a self-managed portfolio. bBelow are 6 ways to go about choosing the right one for YOU!

The average American needs their retirement savings to last them 14 to 17 years. With this in mind, is $1 million in savings enough for the average retiree?

There is a large degree of variance in the quality of public pension plans around the world and today's infographic, using 2021 data from Mercer CFA Institute Global Pension Index, compares retirement income systems worldwide.