Retirement Planning

No matter where we are on the road to retirement, we have three tools at our disposal: contributions, time and investment returns. The question is, what can we do to improve our retirement equation?

My parents are more stressed now than ever before as a result of the combination of healthcare costs and income squeezes. The threat of bankruptcy for them is a big one, as is foreclosure on their family home. This has inspired me to write this article (guide) for seniors on how to deal with the financial stress in their lives. I hope you find useful.

You might have heard people claiming that they'd flee to Canada if Trump — or Clinton — won (maybe you've even said so yourself) but you might be surprised to learn that life can get costly over the border. Here is a quick look at what you would pay were you to flee to our neighbors to the north.

Retirement can last 30 years or more so here's what you need to do now (or by age 30 at the latest) to maintain your lifestyle once you stop working.

When you internalise what I’ve just said, and really get it, you’ll see a marked change in your net worth in just 2 short years and you’ll realise that every single dollar you SPEND is arsenic to your net worth (beach years).

How much stacked gold and silver do you need to retire? It clearly depends upon your individual situation – your age, expenses, other income, medical expenses, and more - and this article answers the question.

Retirement should be thought of as the start of something not the end of something. As such there is a lot of work to do as far as how to spend your time, assess your finances (even if you have an advisor), become your own health and fitness advocate (and there's probably more) and all of them are multi-faceted in their scope. Once you get to retirement it is an opportunity for many things if you have the right perspective. This article addresses 8 brutal truths about retirement and how to make the most of each.

Calpers, the nation's largest pension fund, recently reported a $139 billion shortfall - but is the actual shortfall more likely to be $500 billion to $1 trillion when we adjust their investment assumptions - that ignore how the Federal Reserve has changed the markets - for our current reality. If so, then there is an explosive increase in pension obligations - and taxpayer obligations - that greatly exceed what is being reported by the governments or in the media.

Too much debt, too little income, expenses too high, cost of living increasing every year, and retirement income increases (if any) not keeping pace with increasing cost of living? Then do something about it! Here's how.

Below is an infographic on Avenues to Retirement which focuses equally on gold IRAs, annuities and other non-gold related options. You will find it a valuable resource for preparing for retirement.