Retirement Planning

Combining your passion for social and environmental causes with the need to build for your future could give new energy to your retirement planning regardless of your age.

Buying a new car doesn't make much sense when you look at it from a financial perspective. Frankly, you could come out $1 million dollars ahead driving used instead of buying new over a span of 40 years. Yes, over $1 million dollars!

There is a really big crisis coming. It isn’t just municipalities that are in trouble, but also most of the public and private pensions that still operate in the country today. It’s an unsolvable problem. It will happen, and it will devastate many Americans. It is just a function of time.

The prospect of working full-time one day and then heading into a complete retirement the next doesn't work for everyone. Instead, many chose what is known as a "phased" retirement. Here are four reasons why you might choose this nontraditional retirement path.

When used properly, an employer-sponsored 401(k) can be a powerful tool to save for your retirement years, but there are a couple of crucial pitfalls that you have to watch out for...Here is a list of potential downsides to 401(k) plans — and how to work around them.

Here are some simple steps you can take toward retirement readiness.

People are living longer. The double-edged sword version is that people have a much longer time horizon to plan for financially, which could make things tricky for those who aren’t thoughtful about the potential ramifications.

While work can provide routine and stability, as the years go by it can also grow to feel burdensome and stale. When to retire is a very personal question, linked to lifestyle and finances. Here are a few of the common reasons people feel they're not ready for retirement.

I recently revisited the fascinating tactic Professor Sheena Iyengar of the Columbia Business School proposed at BlackRock’s recent Retirement Roundtable in New York to help investors save more for retirement [and what she proposes is easy to implement, and extremely effective].

A financial tsunami is scheduled to hit the U.S. economy and taxpayers over the next several years and being fully aware of what will be happening should be one of the foundations of any retirement or financial planning process. Hopefully, this analysis proves helpful for you in that regard.