The top 14 investment banks ALL project that the S&P 500 will go up in 2016 with an average increase of 6.5%...This is understandable. A falling stock market is bad for business and these banks depend and thrive on the bullish excitement and expectations of their clients. However, we at Carden Capital, have adaptive strategies that can handle up and down markets, so we can tell it like it is, and in this case, we are highly confident that the projections of those 14 investment banks are going to be dead wrong. In fact, we are confident that the market will be down in 2016, and will enter into a corrective phase. With that introduction, we present to you the top 10 reasons the stock market will tank in 2016.

In this latest global financial crisis there’s no single catalyst. Instead, this time around a whole bunch of seemingly-unrelated things are unraveling all at once.

In a dynamite interview, Richard Fisher, former president and CEO of the Federal Reserve of Dallas, gave what may be the biggest confession you’ll ever see and hear from a Federal Reserve insider:

China’s slowdown in its GDP growth rate will definitely lead to a global meltdown. Here's why supported by a number of charts and some well reasoned rationale.

The Pew Research Center’s recent report says that 49% of adults are members of the Great American Middle Class. My more qualitative analysis suggests that no more than 33% of U.S. households qualify as middle class. Claiming that 49% of the nation’s households are still middle class is a gross exaggeration and I substantiate my contention in this most interesting and revealing article.

I am convinced that trouble is coming in 2016 that could poison your returns if you are not careful. Here are 6 possibilities.

Given that this imminent recession will begin with the stock market flirting with all-time highs, the next stock market crash should be closer to the 2001 and 2008 debacles that saw the major averages cut in half.

Gold may well get as high as $5,000 one day – in the next great 30-year commodity cycle - but you may be dead before that day comes! Here's why.

http://www.usdebtclock.org/ keeps running real time totals of estimated U.S. national debts and assets. Take a look! Links to debt clocks of other countries provided too.

The American Dream--characterized by plentiful jobs offering living wages, security and opportunities to get ahead--is over....Piling on debt is not a solution; it's simply a politically expedient method to forestall the crisis, while guaranteeing the eventual repricing will be even more severe because the debt load is then so much larger. If you think otherwise, I strongly recommend that you reduce your dosage of Delusionol.