Monday , 15 June 2026

Understanding Debt & How to Make Better Financial Decisions In Avoiding It

Debt plagues millions of Americans every day. It is such a common problem that many of us don't even think twice about what we owe, or how we landed in such a predicament. The simplest explanation is that debt happens when you spend more than you earn but it's not actually that simple when real life steps in. Unexpected events and bad planning...can leave you facing big debt that may take years to pay off. By understanding some of the main causes of debt, we can make better financial decisions in avoiding it. Let's take a look at some of the worst offenders.

Read More »

Record High American Debt Is A Recipe For Disaster! (+2K Views)

According to the just-released latest quarterly household debt and credit report by the NY Fed, Americans' debt rose to a new record high in the fourth quarter on the back of an increase in virtually every form of debt: from mortgage, to auto, student and credit card debt (although HELOCs posted a tiny decline). With interest rates on household credit rapidly rising, and with no savings to fall back on, this is a recipe for disaster.

Read More »

Your Guide To Surviving Volatility In The Stock Market

Overall, the market was due for a pullback. It seemed like every trading day in January, the market was only rising so it is only natural that, eventually, the market was going to fall but it’s just that many didn’t think this type of volatility was going to happen so soon. Here are some things to keep in mind.

Read More »

Should You Sell Your Losing Stocks?

What do you do with your losing stocks? Unfortunately, many of us probably hold onto them, afraid to admit our failure with the hope that one-day they’ll come back. In this article, I’ll try to explain why it might make sense to sell them.

Read More »