Retirement Planning

By saving money, investing it in blue chip dividend growth stocks and reinvesting dividends and new capital, I plan to generate enough dividends to make me financially independent in a few short years without having to endure a lower standard of living.

According to Paris-based asset management giant Natixis, investors believe they need an average annual return of 9.3% - over and above inflation - to cover their costs in retirement, and 80% believe this rather, ahem, optimistic goal is achievable.

Planning, preparation and a little luck are key ingredients to any successful baseball player's career and the same applies to those of us suiting up for retirement.

The odds are that you will run out of money in retirement and much of the reason can be attributed to the "super-slimy" so-called financial advisors who are bleeding savers dry as they line their own pockets with excessive fees at the expense of their clients. Here are the details:

The latest statistics reveal that such people as YOU have a totally insufficient amount set aside in various retirement savings accounts! All it takes is a tiny bit of rain and the financial house of cards YOU live in can come crumbling down.

This article identifies 39 fairly valued dividend growth stocks with above-average historical earnings growth over the past 5 years and a current dividend yield of 1% or better and, as such, is oriented to those retired, or close to retirement, investors that require above-average growth and/or above-average long-term total return.

...The Employee Benefit Research Institute surveys workers each year concerning their retirement confidence. Despite an uptrend, the latest report shows that 82% of workers feel less than “very confident” about having enough money to retire comfortably. With that statistic in mind, this article looks at three different 40-year retirement scenarios.

Scanning the world map in 2014, 12 places stand out as top-notch retirement options and, while each place is different, all of them offer tremendously appealing lifestyles for the cost. Here's how much it costs to retire in these 12 great retirement spots.

Here's an interesting rule of thumb that most retirees and would-be retirees would do well to adopt.

South America’s countries still rank quite high for investing, thanks to their smaller debt loads, emerging market fundamentals, and relatively high economic freedom and the lifestyle options on the continent are also very attractive. Let’s take a brief look at the situation in all but 4 of the countries there.