Personal Finance

Will the laws and rules in place to protect individuals in their attempt to set something aside for retirement be safeguarded by the representatives elected to advocate for them in Washington? Will the principles and moral integrity of the political class keep them from appropriating the trillions of dollars held in 401k's and IRA's? I'm not so sure! Words: 1207

A demographic stampede is about to pulverize American society. Eighty million retirees—the baby boom generation—are rapidly heading into their retirement years and, according to a recent survey, Americans have less money than ever. Being so unprepared can only mean a very unhappy "retirement" unless they pull their heads out of the sand and do something about it before it is too late. Words: 807

You too can live comfortably and buy the things you want without worrying about how to stretch your income even further -- you can even pay off your old bills in the process! Get out there and start making money! Words: 911

Determine whether you have the time, discipline, and emotional make-up to handle your own finances. Most people think they can succeed on their own, much like the vast majority of people think they are above average drivers. The data shows a different fact pattern. An 18 year study compiled by legendary Vanguard Group founder, John Bogle has shown that the average investor gets destroyed not only by fees, taxes and transactions costs, but also more importantly due to emotional errors and lack of investing discipline. Words: 847

The Credit Card Accountability, Responsibility and Disclosure (CARD) Act Of 2009, popularly known as the CARD act, will take effect on February 22nd 2010 and bring sweeping changes in the original credit card policies. What does it mean and how will it affect your credit card rating as well as the cards in your wallet? Words: 343