Many a retiree, or near-retiree, has overspent on cars, boats, homes, and a surgically enhanced trophy wife or two. We also all have friends who’ve fallen into the "toy trap" of buying things they don’t need, with money they don’t have, to impress people they don’t particularly like, in the mistaken belief that “He who dies with the most toys wins.” That being said, is there room in 2016 for a return to financial modesty—room to reject the toy trap? I say yes! Here’s our 5-step guide to doing just that.

It’s natural and even prudent for an investor to wonder if a particular asset is a good investment or not and that’s especially true for silver, since it’s such a small market and doesn’t carry the same gravitas as gold. At this point in history, however, there are 10 compelling reasons to add physical silver to your portfolio.

Please take or leave what I am about to say as you like. 

Understanding how personal traits can influence your finances is an essential ingredient for building wealth. Do you have the 10 key traits to become rich let alone very, very rich?

Math class seemed pointless back in the day, but it turns out all those confusing equations are quite useful....We've rounded up 11 math equations that can be used every single day. Write them down, whip out your pencil, and prepare to budget like a genius.

Investors should take a long hard look at their broker/financial advisor/planner and rethink what they expect of him/her while at the same time empowering themselves to take control of their own situations. This article identifies several warning signs that it may be time to cut ties with your current broker. Words: 721

Most people still think that you need exposure all over the board to get good diversification but that assumption is a fallacy. If you don't choose to believe us, that is your loss - literally!

I humbly submit that the 1920s are reminiscent of our current decade, the 2020s.

Today’s infographic outlines some of the key supply and demand indicators that precede a coming gold-silver cycle in which the price of silver could move upwards.

The traditional view of portfolio management is that three asset classes, stocks, bonds and cash, are sufficient to achieve diversification. This view is, quite simply, wrong because over the past 10 years gold, silver and platinum have singularly outperformed virtually all major widely accepted investment indexes. Precious metals should be considered an independent asset class and an allocation to precious metals, as the most uncorrelated asset group, is essential for proper portfolio diversification.