The USA PATRIOT Act is one of the most sweeping, liberty-destroying pieces of legislation in American history. Here's why.

The top 14 investment banks ALL project that the S&P 500 will go up in 2016 with an average increase of 6.5%...This is understandable. A falling stock market is bad for business and these banks depend and thrive on the bullish excitement and expectations of their clients. However, we at Carden Capital, have adaptive strategies that can handle up and down markets, so we can tell it like it is, and in this case, we are highly confident that the projections of those 14 investment banks are going to be dead wrong. In fact, we are confident that the market will be down in 2016, and will enter into a corrective phase. With that introduction, we present to you the top 10 reasons the stock market will tank in 2016.

In this latest global financial crisis there’s no single catalyst. Instead, this time around a whole bunch of seemingly-unrelated things are unraveling all at once.

The price of gold fell some 10 percent in 2015, leaving many investors, analysts, and financial-market pundits despondent about the prospects for gold in this New Year but the tide may now be turning what with equity markets here and abroad stumbling out of the 2016 gate.

The following article outlines 4 factors which I believe will drive gold prices starting this year and beyond.

Today, I would like to share with you an outline and some suggestions to consider about general emergency preparedness. Our well being and the well being of our loved ones may depend on our preparedness in the times to come. Precious metals alone won't be enough to keep us safe from harm.

Is pursuing an MBA a good financial move? Well, the top 25 business schools in the U.S. generated between 325% and 249% Return On Investment over a 10 year period with starting salaries averaging between $97,000 and $125,000 per annum ($111,760 on average) exclusive of bonuses and various perks.

2016 is looking like the year in which all economic policies fail as they play out in an environment where all the other major economies are also rolling over and the U.S. Fed has just begun a tightening cycle. That makes 2016 a uniquely scary year.

In a dynamite interview, Richard Fisher, former president and CEO of the Federal Reserve of Dallas, gave what may be the biggest confession you’ll ever see and hear from a Federal Reserve insider:

When the Federal Reserve decided to lift interest rates, they made a colossal error. You don’t raise interest rates when a global financial crisis has already started. That is absolutely suicidal...Surely the “experts” at the Federal Reserve can see what is happening: