There are certainly times when you can see that the odds are heavily stacked in your favor and we have one of those potential scenarios right now in gold.
Read More »Portfolio Diversification: Do You Need It? (+2K Views)
Do you really need portfolio diversification?...Everyone assumes that broad asset class portfolio diversification is advantageous...[as it] reduces the risk associated with events that can trigger a decline in any one asset class...[and makes] financial planning more reliable and predictable by reducing the variations in portfolio performance from year to year. Simply put, portfolio diversification is a sound investment practice but, [that said,] exactly how much risk reduction, in actual numbers, is obtained through application of this philosophy? [Bottom line, is] asset class diversification all that it’s cracked up to be? This article...addresses...the benefits of diversification among various classes.
Read More »Averaging Down: Bad Strategy?
Whenever some financial “pundit” says that the best way to get into a stock is by averaging down, we sometimes cringe. Why? Because, at best, you’ll be getting into a stock at a lower average price...but more importantly, you can be getting into a stock that’s poised to sink much, much lower and that’s a risk no one wants to take.
Read More »Understanding Debt & How to Make Better Financial Decisions In Avoiding It
Debt plagues millions of Americans every day. It is such a common problem that many of us don't even think twice about what we owe, or how we landed in such a predicament. The simplest explanation is that debt happens when you spend more than you earn but it's not actually that simple when real life steps in. Unexpected events and bad planning...can leave you facing big debt that may take years to pay off. By understanding some of the main causes of debt, we can make better financial decisions in avoiding it. Let's take a look at some of the worst offenders.
Read More »PyeongChang Olympic Medal Values – That Of Silver May Surprise You (+2K Views)
Along with the prestige of being a medal recipient, the awards themselves have worth. The Olympic silver medal value, for example, may surprise you. However, just how much you can get for a medal varies depending on how you break it down.
Read More »Use Beta To Get the Level Of Risk In Your Portfolio Just Right For You – Here’s How (+2K Views)
Using beta to build a portfolio is a smart and easy thing to do. All you have to do is make sure you understand your risk tolerance and not build a portfolio that is overweight in one sector of the stock market...
Read More »A Look At Several Gold ETF Alternatives – Which Is Right For You? (=2K Views)
Although, on one hand, geopolitical risks have increased the appeal of Gold ETFs as safe-haven investments, a rising greenback and fears of rising interest rates are weighing on their performance. This article discusses some ETFs focused on providing exposure to the space...
Read More »Precipitous Decline In U.S. Dollar Index Could Result In Gold & Silver Boost – Here’s Why (+5K Views)
This looks like an excellent point to short the dollar, which is expected to drop and probably accelerate away to the downside. This should provide a boost for the Precious Metals sector which...will increasingly be seen as a safe haven.
Read More »Record High American Debt Is A Recipe For Disaster! (+2K Views)
According to the just-released latest quarterly household debt and credit report by the NY Fed, Americans' debt rose to a new record high in the fourth quarter on the back of an increase in virtually every form of debt: from mortgage, to auto, student and credit card debt (although HELOCs posted a tiny decline). With interest rates on household credit rapidly rising, and with no savings to fall back on, this is a recipe for disaster.
Read More »We Have Entered the Final Topping Process Of This Extended & Stretched Market & Economic Cycle
...Volatility has now returned to the stock market after a hibernation of several years...[and such] an explosion of volatility is indicative of a change of trend. The recent signals transmitted by this market have been classic and have been telling us that we have entered the final topping process of this extended and stretched economic cycle.
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