The difference between 1) investing and speculating, and 2) understanding risk tolerance are two primary points for any investor seeking to make sound decisions with their money to understand.

For the investor who understands the unprecedented risks in the financial system, the next few years could turn a massive potential loss to economic peace of mind and financial security. Here's why - and how.

Market participants often expect the next crisis to look like the last one, but it never does. IMO, the current monetary system’s ultimate financial crisis, meaning the crisis that leads to a new monetary system, will have to be inflationary. Here's why.

This post looks at the 4% rule to understand why it works so well in retirement, what could possibly be a stumbling block and how to overcome such a situation should it arise.

There are many risks right now that favor owning gold in your portfolio. Below I’ve selected 5 of the most compelling charts that highlight why I think you need gold in your portfolio now.

If you’re within a decade of retirement, it may be time to think hard about how much stock exposure is enough. The answer might be less than you think for a portfolio in distribution phase.

How does your savings account stack up to the average American’s? How about the top 1 percent’s?

It's impossible to pinpoint when and where the next crisis will spring from but, looking at the actual U.S. consumer debt data today, it's not likely that consumer debt will be the trigger point of the next major capital market meltdown...

While this year has been especially lackluster for gold with its price slumping 8% YTD and down 35% from its high.in 2011 this out-of-favor asset class now deserves a place in investment portfolios. Here's why.

According to a recent Vanguard study, the right financial advisor can add up to 3.75% of value to your portfolio but, with 310,000 investment advisors in the United States, how do you find one that is independent and that will serve your interests?