Why do some analysts argue that the gold:silver ratio should reflect the relative rarities of the two metals in the ground and therefore be 10:1 or lower? I don’t know, but it isn’t a valid argument. Neither is the argument that the gold:silver ratio should be around 16:1 because that’s what it averaged for hundreds of years prior to the last hundred years. So, what should it be?

Americans are really falling down on the job when it comes to estate planning in part because we just don't want to think about our own mortality and it can be hard to worry too much about what will happen to our assets after we're gone since we won't be around to see it but dying intestate does have some pretty serious consequences, even though you won't be the one experiencing them. Here's the sobering truth about what happens if you don't have a will in place when you die.

Would gold really rocket or are there other solutions available should we encounter such a disaster, negating the need for gold?

It's nice to think about the day when you can...spend your time relaxing, traveling, and enjoying life to the fullest. Well, if you want that dream to become a reality, you may need to make some significant life changes now.

If you don't make enough money right now to set aside, there are still ways to grow your retirement savings. You just have to think outside the box. This article highlights 9 creative ways to boost your retirement savings.

As investors adjust to a lower growth paradigm, investors may want to consider exposures that either offer limited downside protection such as minimum volatility strategies or that move less in sync with equity and bonds such as in commodities. This article identifies 4 ways investors can add targeted defensives exposures to their portfolios.

Investors owning a substantial amount of physical silver not only pay storage costs, they are missing out on interest. This report shows you how it’s possible to “rent” silver for pennies-on-the-dollar, freeing up capital to earn virtually risk-free interest elsewhere.

Should you plunge your head into the sand and do nothing, no matter how worried you feel about a possible market crash? No. Here are some steps you can take that would both set your mind at ease and help prepare your finances for whatever the market brings.

Learning how to short sell a stock takes practice, but it’s not as difficult (or as risky) as many people believe.

We are broke and have decided to ignore it. The implied hope is that the repercussions will be in someone else's lifetime and that they won't be too painful. This is simply wishful thinking.