This is a critical point for investors and, while it's difficult to know what's in store for any coming decade, it's not impossible to know. This article explores the accuracy and reliability of 10-year forecasts and offers one of its own.

The U.S. public sector pensions situation is a looming disaster that could trigger the next great financial crisis spreading from pensions to currencies...student loans, emerging markets, and European failed states.

Modestmoney.com keeps a regularly updated ranking of 1193 personal finance blogs by comparing various stats related to traffic, SEO and social activity.

Today all currencies are fiat, that is, they are money only by government edict, by the law; they have no inherent value and are not backed by reserves. Because of this central bankers around the world can create/ print new money almost without limit, and as with all markets currency prices are set by the law of supply and demand, and as more dollars, euros, pounds and yen are created, their value falls. [Let me explain the ramifications of such action.] Words: 785

Why do some analysts argue that the gold:silver ratio should reflect the relative rarities of the two metals in the ground and therefore be 10:1 or lower? I don’t know, but it isn’t a valid argument. Neither is the argument that the gold:silver ratio should be around 16:1 because that’s what it averaged for hundreds of years prior to the last hundred years. So, what should it be?

Americans are really falling down on the job when it comes to estate planning in part because we just don't want to think about our own mortality and it can be hard to worry too much about what will happen to our assets after we're gone since we won't be around to see it but dying intestate does have some pretty serious consequences, even though you won't be the one experiencing them. Here's the sobering truth about what happens if you don't have a will in place when you die.

Would gold really rocket or are there other solutions available should we encounter such a disaster, negating the need for gold?

It's nice to think about the day when you can...spend your time relaxing, traveling, and enjoying life to the fullest. Well, if you want that dream to become a reality, you may need to make some significant life changes now.

If you don't make enough money right now to set aside, there are still ways to grow your retirement savings. You just have to think outside the box. This article highlights 9 creative ways to boost your retirement savings.

As investors adjust to a lower growth paradigm, investors may want to consider exposures that either offer limited downside protection such as minimum volatility strategies or that move less in sync with equity and bonds such as in commodities. This article identifies 4 ways investors can add targeted defensives exposures to their portfolios.