When interest rates are low, businesses and individuals are more likely to borrow. Unfortunately, the resulting sub-zero interest rates were the exact opposite than those intended.
Read More »U.S. Debt: Should We Be Concerned? Most Definitely! Here’s Why
The U.S. national debt has soared to over $22 trillion – up $16 trillion since 2000, $11 trillion since 2008, and $2 trillion in the past three years alone - and is expected to rise to $30 trillion by 2030. Should we be worried?
Read More »Middle-Class Real (inflation-adjusted) Annual Earnings Down 11.5% From 45-plus Years Ago
Some excellent insights on the income history of what we might think of as the private middle-class wage earner. The latest hypothetical real (inflation-adjusted) annual earnings are at $38,159, down 11.5% from 45-plus years ago.
Read More »This Opportunity Is Being Handed to You On A Silver Platter! (+2K Views)
Talk about having an opportunity handed to you on a silver platter! Whether it’s buying shares of SLV or purchasing physical bullion, there really isn’t much of a downside at this point. If you haven’t staked your claim, now’s a good time to do it.
Read More »NO Fundamental or Technical Factors Support Claim Silver’s A Bargain – A Screaming Buy!
Some say that $15/ozt silver is a bargain - "a screaming buy!"- but are there any fundamentals and/or technical factors to support such claims?
Read More »You Too Can Embrace the Financial Secret of the Top 3% – Here’s How
If you want to do something about economic inequality in this country – especially as it relates to your own financial circumstances – the important thing is not what you believe or whom you vote for. It’s how you handle your own time, choices and money.
Read More »Pessimistic Stock Market Returns Expected Over the Next 10 Years – Here’s Why
This is a critical point for investors and, while it's difficult to know what's in store for any coming decade, it's not impossible to know. This article explores the accuracy and reliability of 10-year forecasts and offers one of its own.
Read More »This Situation Could Trigger Next Great Financial Crisis
The U.S. public sector pensions situation is a looming disaster that could trigger the next great financial crisis spreading from pensions to currencies...student loans, emerging markets, and European failed states.
Read More »1193 Personal Finance Blogs Ranked By Comparing Various Stats Related to Traffic, SEO & Social Activity (+2K Views)
Modestmoney.com keeps a regularly updated ranking of 1193 personal finance blogs by comparing various stats related to traffic, SEO and social activity.
Read More »The Single Best Reason to Own Gold Is… (+3K Views)
Today all currencies are fiat, that is, they are money only by government edict, by the law; they have no inherent value and are not backed by reserves. Because of this central bankers around the world can create/ print new money almost without limit, and as with all markets currency prices are set by the law of supply and demand, and as more dollars, euros, pounds and yen are created, their value falls. [Let me explain the ramifications of such action.] Words: 785
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