Tag Archives: Retirement Planning

Compounding interest really is an amazing phenomenon. Interest compounded on itself begins growing so quickly that even Albert Einstein called it the 8th wonder of the world. If you wish to accumulate great wealth for your retirement, it is best to start sooner rather than later. Here are the details on exactly how to do so.

Having unrealistic expectations as to how you will get by in retirement is not the way to go. This article identified 4 false expectations and suggests 3 better ways to ensure a much more comfortable retirement instead.

When you are employed, you are working for your money. In retirement, you begin the stage in your life where your money must work, which changes the investing dynamic considerably - primarily as it relates to suitability. This article is offered to reveal and articulate the risks, dangers and advantages of reaching for yield.

Most likely whatever retirement planning you have done is wrong. You need to change your assumptions, ask questions and plan for the worst. Below are some very basic concepts that you need to consider when planning for your retirement whether it is in 5 years or 25 years.

There’s no secret to early retirement. It is possible, but it takes sacrifice, hard work and the right mindset to pull it off. Here's some good advice on how to make such a dream a reality.

There’s no better time than now to start saving for the future. Retirement is becoming longer and more expensive with many costs likely to come out of your own pocket. Here are 4 investment strategies to get you on the right path and give yourself an edge toward meeting your retirement goals.

According to the 4 percent rule, retirees who withdraw 4% of their initial retirement portfolio balance, and then adjust that dollar amount for inflation each year thereafter, can create a paycheck that lasts for 30 years. The concept has recently been criticized given the fact that the current crop of retirees are entering retirement during a period of historically low interest rates so the question of how much a retiree can safely spend each year is now more important than ever. This article reviews the original concept and puts forth a number of variations to help you answer the question put forth in the title: How much can I spend in retirement without running out of money?

By saving money, investing it in blue chip dividend growth stocks and reinvesting dividends and new capital, I plan to generate enough dividends to make me financially independent in a few short years without having to endure a lower standard of living.

According to Paris-based asset management giant Natixis, investors believe they need an average annual return of 9.3% - over and above inflation - to cover their costs in retirement, and 80% believe this rather, ahem, optimistic goal is achievable.

Planning, preparation and a little luck are key ingredients to any successful baseball player's career and the same applies to those of us suiting up for retirement.