The Rule of 72 is a time-proven method to predict how long is needed for a portfolio or income stream to double. Take a moment and learn more about the benefits of this time-tested tool and how to use it to determine the yield necessary - or the time frame needed - to achieve your goals.
Read More »These 2 Emotions May Be Sabotaging Your Retirement Plans
Are your emotions sabotaging your retirement plans? Some basic knowledge and careful introspection can go a long way toward avoiding deadly pitfalls. This article identifies the emotional biases of overconfidence and herd behavior and how to overcome them.
Read More »Why A Flat Fee Approach to Financial Advice Is the Way To Go – Here’s Why
Paying fees based on your assets under management may be costing you dearly. Consider a flat fee method instead. This article underscores the differences between the two and why a flat fee approach is the way to go.
Read More »The PROS and CONS of Borrowing Against Your 401(k) – (+5K Views)
You should avoid 401(k) hardship withdrawals at all costs and think long and hard before you consider borrowing against your future retirement. With so many people nearing retirement already grossly underfunded such actions are going to prove catastrophic down the line.
Read More »$100,000 Is Enough for a Great Retirement In These 10 Countries
Here are 10 places where you could retire on less than $100,000.
Read More »Secure Your Retirement Starting Now – Here’s How (+4K Views)
With people living longer and spending as much as 30 years in retirement, if you want to maintain a moderate standard of living, it is essential to plan your retirement well in advance to secure your golden years. This article outlines 6 ways to do just that. Words: 665
Read More »Here’s How To Set Up A Risk Averse Retirement Plan (+3K Views)
One of the most difficult challenges of transitioning to retirement from the working world is a complete change in mindset with regards to an investment portfolio. You go from being a saver to a spender. There’s no future income or nearly as much time to soften the blow from bear markets. Growth is still necessary but you have to be cognizant of the fact that you’ll need to protect some of your assets for spending purposes. Here's an interesting case study in how to approach this change in mindset.
Read More »World’s 10 Best Bang-for-your-Buck Retirement Destinations (+5K Views)
With spiraling costs compelling more and more North Americans to retire overseas, retiring abroad has never been more attractive. That being said, finding the right location among the myriad options available can be daunting, and that’s what our Annual Global Retirement Index does. Below is a list of the 10 best bang-for-your buck retirement destinations on the planet.
Read More »Should You Contribute To A Traditional 401k, A Roth 401k – Or Both?
A common question investors ask is whether they should contribute to their traditional 401k, Roth 401k or both? To determine which account is most desirable you must first know certain characteristics of each account and this article does just that.
Read More »Stock Market Volatility Could Ruin Your Retirement – Here’s Why (+3K Views)
With markets so calm, it’s easy to become complacent about the corrosive effects that volatility can have on long-term investment success. If you don’t need the money for a long time, you can ride out the inevitable market squalls but if you’re close to or already drawing from those funds, volatility can be costly...Let me explain further.
Read More »