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That central banks have saved us from a financial crisis is a myth. Central banks have caused our financial crises, not saved us from them. Central banks don’t serve people, or even societies. They serve banks.

I’ve studied the stock market with a passion that borders on obsession so I’ve decided to share my thoughts, experiences, failures and successes in buying and selling stocks exclusively with the readers of munKNEE.com (Your Key to Making Money!) over the coming weeks.

...The global pension outlook is looking bad and a large part of this stems from people living longer and simply not saving enough while they work...By 2050 global pension funds will be underfunded by $400 trillion. Does this sound sustainable?

Medical researchers have created a quiz that predicts how long you’re going to live [i.e how many years you will live into retirement - if any!]. It’s called a ‘mortality index‘ and it’s composed of 12 questions. It claims to predict with some accuracy whether you’ll live out the decade.

Have Americans been living above their means these past 37 years (since 1980)? I think so. We have borrowed and borrowed (and borrowed) to maintain our prosperity and our exceptional lifestyle. Much of this at the expense of the world’s citizens who provided us the goods. America has 4.4% of the world’s population yet we consume some 23.6% of Global production. How can this happen? Why this favoritism?

The next rally in silver should be huge based on the prospects for expanded war, financial chaos, and central bank “printing” that will devalue all currencies. Silver will sell for $100 per ounce!

America’s national philosophy has become relying on debt to pay today’s expenses. Nothing’s easier than borrowing money, especially at super-low interest rates but believing that debt has no consequence, that the status quo is permanent, that all the promises based on soaring debt can be paid—it’s all an appealing fantasy. Believe at your own risk.

The U.S. is a tipping nation, and you are expected to leave some kind of a tip in dozens of service scenarios, so here's a handy guide to follow.

Divorce happens and, unfortunately, many who are divorcing hold certain financial misconceptions about the process... Here are four of the most important ones.

The most common misunderstandings regarding the primary gold ETF, SPDR Gold Trust (NYSE:GLD) is that it buys and sells gold. That is not the case. It is just a paper asset. It is not a way to buy gold and have someone else store your holdings for you. It is just an innovative way to “own gold.” Below I outline more of just what GLD is and is not.