The next major down market cycle is coming, it is just a question of when? These rules can help you navigate those waters more safely, because “you’re different this time.”

You should avoid 401(k) hardship withdrawals at all costs and think long and hard before you consider borrowing against your future retirement. With so many people nearing retirement already grossly underfunded such actions are going to prove catastrophic down the line.

Improper cleaning results in the loss of a small amount of metal from the surface of the coin. Repeated cleaning can actually lower the grade of a coin by removing too much metal. To learn the answer as to what is the best way to go about storing and cleaning your gold and silver coins read on. Words: 417

You’re able to use certain bullion coins as part of your Individual Retirement Account portfolio so use the bullion coin info presented in this article as a quick guide.

With the stock market seemingly reaching new highs every day, should we worry about a crash that puts an end to the party? If so, how should investors prepare? Let us explain.

One of the most difficult challenges of transitioning to retirement from the working world is a complete change in mindset with regards to an investment portfolio. You go from being a saver to a spender. There’s no future income or nearly as much time to soften the blow from bear markets. Growth is still necessary but you have to be cognizant of the fact that you’ll need to protect some of your assets for spending purposes. Here's an interesting case study in how to approach this change in mindset.

If you’re a speculator in precious metals, now may be a good time to consider trading in some gold for silver. Here's why.

The IMF has drawn up plans to force a cashless society upon all the people within IMF member nations. In their “The Macroeconomics of De-Cashing” it gives the following advice to governments who want to abolish cash against the will of their citizenry:

We are at the beginning of a major shift out of paper assets into real assets and the more I studied the merits of owning gold and silver the more I realized that silver was the smart decision. Let me explain.

I conclude that to re-establish a new gold exchange standard probably would require a gold price of about $5,000 and that begs the question: "What would re-establishing a $5,000 gold standard mean for inflation?"