Before this great financial crisis ever comes to a close, you'll see the Federal Reserve copy Europe and also implement negative deposit rates to try and get commercial banks to lend money into the economy. I have absolutely no doubt about it - and it will have three chief consequences for the markets. Let me explain.

In an odd twist of fate the future of the U.S. dollar is in the hands of Asian governments [and particularly China and Japan. Let's hope they continue to put their own interests first.] Here’s why.

Good luck growing your nest egg with the rates the average savings account pays in America! Below is a savings account rate heat map state-by-state.

The mortgage interest deduction — considered by many to be the sacred cow of tax breaks — has joined the list of possible items on the chopping block in the growing debate between President Obama and Congress about the so-called “fiscal cliff”. [Below is research on the merits of such a tax break elimination, the extent of the income tax increases on different income groups, the possible effects on the home ownership rate, type of houses purchased and house prices in general and their conclusion as to whether or not the elimination of such a tax break would be a sound decision.] Words: 1023

Economics will dictate that you can only build so much storage to avert a price drop from continual over-supply and, right now, the world produces more Oil than it consumes each day, and it has for the past 16 months. This trend will only get worse so expect prices to finally start to address this over-supply issue in the Oil markets in 2013. [Let me explain further.] Words: 1640

It's the shrunken tax base, not lower tax rates, which is responsible for today's revenue shortfall. A healthier economy and faster jobs growth would do much more to close the deficit than any amount of higher tax rates on the rich. Raising tax rates might weaken the economy further, and that would make it much more difficult to generate higher tax revenues. [The truth of the matter is that] nobody's taxes need to be raised, and nobody's spending needs to be cut—the U.S. economy is already on a glide path to the restoration of fiscal sanity. Washington: are you listening? Words: 1190

The U.S. may end up having the highest dividend tax rates among the G-10 countries next year [if] the current rates are not extended. [In fact, the rates will double for most and triple for some along with significant increases in capital gains taxes. Below is a comparison of how the current dividend tax rate compares with the other G-10 countries and how it would compare in 2013 should the reduced rate not be extended.] Words: 325

Is gold a commodity or currency? How does it behave as an investment? What are the fundamentals of investing in gold? What are the different ways investors can get exposure to gold in their portfolios? The answers to these questions and many others are answered in this latest infographic from Visual Capitalist.

America is quickly approaching a catastrophic economic collapse. Before you dismiss this as hype or paranoia, take a few minutes to review the facts … The numbers don’t lie.

America is quickly approaching a catastrophic economic collapse. Before you dismiss this as hype or paranoia, take a few minutes to review the facts … The numbers don’t lie.