In a conversation posted at You Tube, GoldMoney's brain trust -- founder James Turk, CEO Roy Sebag, research chief Alasdair Macleod, and Vice President John Butler -- discuss the market possibilities for the new year and how gold may figure in them. They seem to agree that big changes are in the air.

Interest rates have bottomed and will rise substantially during the next decade OR interest rates won't rise because rising rates would crash governments, economies, derivatives, equity markets and more.

In the next 5 years most people will lose 75-90% of their wealth and some 100% but investors needn’t lose most of their money if they took a few measures to protect their fortune...

Higher interest rates will lead to higher deficits and still higher borrowings. As such, we will have the perfect vicious circle that leads to the whole caboodle collapsing.

The basic definition of an interest rate is simply the cost of borrowing money. It’s the cost associated with acquiring credit, whether buying a car, getting a mortgage, or taking a vacation. We encounter interest rates every time we make a monthly credit card or student loan payment. Interest and interest rates are a major part of daily life, yet many people don’t have a good understanding of the most critical types of interest or how their rates are set. Broadening our understanding even a little can help empower us to make more informed decisions, whether at the bank or at the ballot box.

How much stacked gold and silver do you need to retire? It clearly depends upon your individual situation – your age, expenses, other income, medical expenses, and more - and this article answers the question.

Increasing stock market prices are largely driven by an increasing rate of monetary inflation BUT monetary inflation growth has now been either flat or declining for the last three years, depending on what time frame one looks at. Conclusion: Earnings, and ultimately valuations, must fall as an ever-expanding rate of monetary inflation is unsustainable and as interest rates cannot forever be kept artificially low.

The S&P 500, Treasury Bonds, and the U.S. Dollar Index look like candidates for the Great Collapse while gold, silver, and their stocks look like candidates for the Grand Ascension. This article explains why that is the case with supporting charts.

Dark clouds are now moving in fast across the world and this coming autumn could be very troublesome both for the world economy as well as geopolitically and socially. The combined risks are now higher than at any time in world history. When risks are high, it is advisable to stay away from bubble markets but, sadly, the investment world loves owning things that are priced high, totally ignoring the massive loss potential.

Sadly, things have now gone too far to stop the inevitable currency collapse and implosion of the financial system but that doesn’t mean that it is too late for individuals to protect themselves.