With two huge market declines in a the same decade, investors are constantly on edge waiting for the next crash, but we’re more likely to see cyclical, not secular, market drops for the simple fact that they happen more often. Here are the details.

Large numbers of people believe that an economic crash is coming next year based on a 7-year cycle of economic crashes that goes all the way back to the Great Depression. Such a premise is very controversial - some of you will love it, and some of you will think that it is utter rubbish - so I just present the bare bone facts below for you decide for yourself if it is something to seriously consider protecting yourself from in 2015.

The downside risks to owning gold are much greater than the upside risks. Without the onslaught of newly rich Asian buyers its price is coming back down to more closely track those of other commodity prices and, while I worry that central banks may inadvertently spark a round of higher inflation in the years to come, if I had to reconcile those two views, I would say that today's elevated real price of gold has effectively priced in a lot of higher inflation in the future. This article presents 6 charts which clearly illustrate just what is currently going on.

The continuing upward trend in the gold/silver ratio (continuing weakness in silver relative to gold) is not in conflict with the view that gold commenced a cyclical bull market last December and is working its way through a lengthy basing process. Here are the details:

To make sense of stocks, bonds and currencies, you need to discern some of the madness (convincingly irrational behavior by policy makers) that’s unfolding in front of our eyes. We assume no responsibility if you turn mad yourself in reading this analysis. Here it is.

We are at an interesting and perhaps critical juncture with respect to the direction of the gold price as it approaches a key support level. There are many mixed signals out there and the market seems to be vacillating, frustrating both bulls and the bears. Let us look at both cases in order to try to understand what the gold market may have in store for us during the coming weeks and months.

Silver currently looks inexpensive compared to crude oil, the S&P 500 and the size and rate of increase of the national debt suggesting silver is ready to rally.

Conditions are favorable for a strong U.S. stock market performance in the fourth quarter of 2014 and into first half of 2015 once the current corrective selling has abated. Here's why.

John LaForge, commodities strategist at Ned Davis Research has said that gold should drop about 40% lower than where it is currently trading down to $660 an ounce. I think LaForge is dead wrong and this article argues the reasons why the gold market has not yet peaked and why we are in a counter-trend correction within the long-term bull market.

I have seen the light. I have seen the error of my ways. At long last, I understand. This stock market is a great investment. Stocks are just going to keep going up and up and up and up. Anyone who doesn’t buy now is a fool. I have learned to love the bull market. Yeah, sure!