...If you want to alleviate some of the uncertainty that comes with buying your first home, it's time you learned the truth about 6 home buying myths too many consumers still believe.

There is a strong correlation – both historically and logically – between interest rates and credit card debt delinquencies. As rates rise, outstanding debt burdens become difficult to service so, until the Fed reverses their tightening, things will only worsen for credit-card users from here. That’s why a serious question needs to be asked: with auto loans, student loans, and credit card delinquencies all on the rise – and we’re not even in a recession – what can we expect from here?

The media, money gurus, investment firms — they all have a way of making the world of personal finance seem hopelessly complex. We've all seen otherwise competent, capable adults go crossed-eyed when the topic of money management comes up. Don't be intimidated by the talking heads and conflicting advice, though. The most valuable rules are usually the simplest to understand. Here are the 10 money rules every working adult should know.

Larger allocations to gold are merited, then silver and investors should consider very small allocations to platinum and palladium.

This infographic illustrates 5 key reasons why it is important to own some silver.

This post answers the following questions about day trading: What is it?; What are its advantages and disadvantages? and How we can improve on day trading’s disadvantages?

For many years I have warned people about the coming risks and changes that the world will experience. Very few people are aware of these risks and even fewer understand them. In this piece, I will make an attempt to summarise what I see coming.

Congratulations! Paying off your mortgage is a huge accomplishment, one that many people only dream about. Go ahead and celebrate but once the celebrations die down, there's a little more work to do in order to properly navigate your new post-mortgage life. The following four steps should help.

When it comes to getting into financial trouble and going bankrupt, many people think the reason is poor finances. While this does play a role, there are other reasons why people go bankrupt. In fact, in some cases, the cause of bankruptcy is out of the control of the person involved. Someone who is doing the right things financially and saving money can still find themselves staring in the face of filing for bankruptcy so what are the major reasons why people go bankrupt and what can you do to protect yourself? In this post, I’ll answer these questions. Let’s get started!

The qualitative relationship between the growth in the Total Money Supply, credit crises, and recessions has been remarkably clear since 1978 and, as such, the current suppression of the Total Money Supply growth rate, if it is sustained for the rest of the year, portends another credit crisis and housing bust, followed by an economic recession for the U.S. economy.