Retirement Planning

Only 4% of Americans who start working at age 25 are expected to have saved enough for retirement at age 65 yet, while this number may seem surprisingly low, retiring doesn't have to be as expensive as you may think. One easy way to do this: retire abroad. For many Americans, Mexico is a top choice. It's not only geographically close, it's also very affordable...

When should you start saving for retirement? Financial advisors say it is never too early to drop a chunk of your monthly paycheck into a retirement account – and ideally in your 20s when you start earning a steady paycheck. The compounding effect of money can be very powerful especially over a long period

While [Green Valley] Arizona, [Naples] Florida, [Ajijic - Mexico or Mendoza - Argentina,] or some hidden island in a foreign land, might seem like the dream place to live out the end of one’s life, it turns out that Canadians just might be better off at home [and Americans and others should seriously consider emigrating to Canada sooner than later]. Here is a brief summary of the reasons why. Words: 842

Maxing out your 401(k) is often the best way to accumulate a healthy sum for retirement, and there are great tax benefits as well...Consider these 6 arguments.

Welcome to the new model of retirement. No retirement. In 1983 sixty two percent (62%) of American workers had some kind of defined-benefit plan. Today less than 20% have access to a plan. The majority of retired Americans largely rely on Social Security as their de facto retirement plan [and the 35 and younger cohort are not able to save, or save enough, to eventually retire. True retirement is now a thing of the past except for a privileged few. Let me support this claim.] Words: 1091

...It’s a big decision to decide when to retire...[but] it’s also important to determine the best time of the year for quitting work...[as] the specific date on which you start your retirement could impact...benefits from your former employer, Social Security distributions, and taxes to name a few...[This article identifies] 7 factors to consider as you plan the best time of the year to start your retirement.

For an East Asian retirement destination that won’t leave you in complete culture shock 5 cities in particular satisfy the ‘expat criteria’ – widely spoken English, convenient transportation, modern shopping conveniences, friendly people, and great food. Below is a description of what these convenient and charming cities have to offer. Words: 999; Photos: 5

Everyone’s interpretation of ideal weather isn’t the same - some want to spend their golden years soaking up the sun, while others prefer a place where they can be near ski slopes. That said, if you’re looking for what most of us would consider pleasant weather—places with plenty of sunshine, low amounts of rain or snow, fewest days below 32 degrees or above 90 degrees and low humidity—these locales came to mind as 10 of the best places [in the U.S.] to retire if weather is your main concern. Words: 585

Canadians are the second happiest group in the world, after Australia, according to the results of a new study in which citizens of 34 countries were able to rate their own country on the things that made them feel they were experiencing a happy life. Where do the United Kingdom and the United States rank themselves? Read on! Words: 517

Q: Can one include gold & silver in an IRA? A: Yes, it is quite easy and I am talking about actual physical gold and silver, not “paper” gold, or certificates, or paper promises. Here's exactly how to do so.