Personal Finance

Are you feeling overwhelmed by your debt? Are you trying to find ways to reduce it but don't know where to start? Don't worry, you are not alone! Luckily, debt help experts Debt Relief Canada are here to share their top tips on how to start reducing the debt you owe and get your finances back on track. Read on for 10 expert tips to reducing debt.

Paying fees based on your assets under management may be costing you dearly. Consider a flat fee method instead. This article underscores the differences between the two and why a flat fee approach is the way to go.

While there are risks, cryptocurrencies can reap huge rewards for those who make the right investment decisions. In this blog post, we discuss how to invest in cryptocurrency and what you need to know if you want to get involved!

You should avoid 401(k) hardship withdrawals at all costs and think long and hard before you consider borrowing against your future retirement. With so many people nearing retirement already grossly underfunded such actions are going to prove catastrophic down the line.

As the winter wave of the pandemic surges across the world....the economy is losing jobs again...[and] that makes this a good time to be topping off your emergency fund, just in case your budget takes a financial hit...Here are 18 ways to boost your income — from money making to money saving.

The prime rate is the best interest rate that major banks extend to their borrowers with the best credit. Find out how the prime interest rate affects you.

Canadian home prices have been growing at a breakneck speed, and incomes aren’t even close to keeping up. Organisation for Economic Co-operation and Development (OECD) numbers show Canada topped the house price-to-income index.

With people living longer and spending as much as 30 years in retirement, if you want to maintain a moderate standard of living, it is essential to plan your retirement well in advance to secure your golden years. This article outlines 6 ways to do just that. Words: 665

Building a portfolio to withstand the storms of life means understanding even a portfolio of the most reliable and sturdy securities will take hits along the way and diversification allows your portfolio to keep moving forward.

There are two kinds of bad investment advisors: well-meaning advisors without the wherewithal to keep up with the science of the fast-evolving profession, and those whose main focus is not on managing their clients’ assets well, but on gathering assets under management in order to grow their own practices. How do you tell if you’re sitting across from either one of these types of bad advisors in an industry that lacks transparency? [Well, I have done just that with a list of 10 signs that you are working with a bad investment advisor.] Words: 1467