Personal Finance

Frugality often gets a bad rap. Many people misunderstand frugality and assume that it's nothing more than being "cheap" when, in reality, frugality is making sure that you get the most from the money and resources you have, even if they are limited. [Here are 10 ways to do just that.] Words: 1132

When it comes to protecting your financial assets, you need to have a team of professionals in your corner. This includes accountants, investment advisors, and, of course, lawyers. Here are just a few of the ways that a lawyer can help you with your finances.

Divorce is emotionally charged and often involves many issues beyond just the financial settlement...[so] establishing boundaries for divorce may help prevent greater financial and emotional pain later...[and] a confidentiality agreement in conjunction with a premarital agreement may help prevent ongoing public arguments, accusations or bickering....Should you think about getting one?

One way to increase your chances of earning a good living is to pick a college major that prepares you to work in a field that pays well. Check out our list of the best college majors for a lucrative career and see if something on our list appeals to you.

Inflation is at a 40-year high, with gas prices hitting $5 a gallon and everyday purchases becoming more and more expensive. Interest rates are rising. The stock market is taking us on a rollercoaster ride right now, terrifying drops included. Crypto is crashing, too. Some economists are saying the U.S. could soon be in a recession, if it isn’t already. I’m not sure about you, but it’s making me a little anxious.

Can a bad guy use your phone number to access your money? Absolutely, so it’s extra-important to keep your phone number close to the chest.

One of the proposed solutions to the unprecedented economic crisis that has gripped most of the globe in the last 2 years is a universal guaranteed basic income program - a “minimum living stipend” in which a person need not necessarily be unemployed to receive the benefit. There are those that say that such a program would be an unfair, complicated, and costly way to eliminate poverty but we challenge those assertions. 

If you’re like most people, you’re always looking for ways to improve your financial literacy and, whether you’re trying to get a better understanding of personal finance or seeking strategies for growing your business, there’s no shortage of great financial books to choose from.

Get a large wad of cash! Never make a mortgage payment again! Stay in your home as long as you want! Sounds like a great deal, right? Well, for some older homeowners, a reverse mortgage can be.  For others, it's more perilous than promising. If you’re considering a reverse mortgage, there’s a lot you need to know before signing on the dotted line.  Here’s 10 things you need to know about reverse mortgages. 

...According to the Employee Benefit Research Institute’s 2020 Retirement Confidence Survey, 61% of respondents said that preparing for retirement made them feel stressed. [If that is you then planning for retirement will be much easier if you avoid the following 6 "retirement killers".]