Personal Finance

As the narrative goes, either we buy into the unlimited and more or less guaranteed creation of wealth for all who follow the agreed-upon wisdom, or we reject it, and prepare for the inevitable collapse of the financial system and the value of money. The problem, however, is that both the present and the recent past are completely different from either approach BUT there is a third potential future to consider which I believe to be the most compelling. Let me explain.

We've now entered a pivotal phase in which, with each passing day, more and more of the country's 50 million Baby Boomers are reaching retirement age. Over the last 35 years, we’ve seen what the largest and wealthiest generation can to do the markets when most of them are simultaneously buying – but we have no history for what happens to prices when so many people try to cash out so much for so long.

I'm bulled up on gold. [I think it] could rally by 50%. Here's why.

It does not matter if stocks are insanely overvalued as long as there's a foolish participant who is willing to pay a higher price. That's the essence of the "greater fool theory" and, right now, there are more foolish buyers who want "in the game" than risk-reducing sellers who want to scale back.

It should be evident that one need not be a so-called Wall Street expert to make a self-determination about what to do in the markets and when. The information is always available in real-time, and in our mind the logic is inescapable when one begins to apply a little (or a lot of) common sense to what the market is revealing.

Have you ever heard the statement, perspective is everything? Well with money, it’s no different. Looking through the foggy lens of dollar money you will get a distorted and unclear vision of the world and its affairs. Walking through life with foggy dollar lenses could lead to a very bumpy ride. Looking through the lens of gold, however, will bring precision and clarity...

If you want to buy stocks, options, mutual funds, or ETFs, you're going to have to use some sort of broker and online brokers, at least for the individual investor, are definitely the way to go. They have cheaper fees and commissions, offer analytical tools, and have made it almost too easy to buy and sell stocks. This article [presents 10 brokers that] I have either used, tried, or seriously considered myself and is intended as a jumping off point for you to do your own research and find what broker offers the best fit for your own investing style.

Trust is obviously a huge aspect of any client relationship in the financialinvesting6 services industry, but there are some red flags people can look for to make sure their outsourced investment advice isn’t coming from a charlatan. Here are four tricks the finance industry plays on their clients.

There are lots of investing and other financial tools available to the individual investor in today’s world and apps shouldn’t be ignored. They conveniently sit at your fingertips ready to provide analysis, ideas, money management, and other data. In this article I present 10 of my most used apps for investing and other financial aspects of my life.

Compare your salary. Negotiate smarter. Know where you stand. Compare salaries by industries, employers, and even university alumni. 143,332 professionals have already shared their data.