Personal Finance

Buying a home can be a great step along the path to financialreal-estate1 freedom, but it can also become a burden if you're not careful. A mortgage can be a heavy weight on your finances if you either buy a house you can't afford, or get locked into unfavorable loan terms. Here's how to tell if your mortgage is too expensive.

Should you ever lose your job, need cash for an emergency, or suddenly find yourself facing steep medical bills, you just might be the next target of a predatory lender. Worried that a predatory lender might have targeted you? Here are the warning signs.

Here's what happens if you're not able to pay everything you owe to the IRS, as soon as you owe it:

You can easily hire people who claim to be good investment advisers but they hardly ever are. They're usually downright lousy investment advisers, and it's worth learning how to identify them and I group them into three categories: The delusional, the liar, and the secretly mediocre.

People are living longer. The double-edged sword version is that people have a much longer time horizon to plan for financially, which could make things tricky for those who aren’t thoughtful about the potential ramifications.

From selfie-payments to Facebook Messenger bots, there is now a long list of unusual ways that you can pay the water bill or complete your grocery run for the week. But how safe are these new ways to pay? Let's take a closer look at how some of these new payment methods work, and what you can do to make them even safer.

Finances aren’t everything in life but if you’re struggling to get ahead financially it makes sense to consider the cost of living where you decide to put down roots.

If you love taking photos and have a great eye, you can turn your artistic vision into cash, right from your iPhone or Android phone. These three sites will pay cash for your smartphone photos. Here's how to get started.

Back in 2007, 65% of American adults reported investing in stocks yet in 2016, only 52% said they had money invested in equities so, where is all the money going? While there are no clear answers to this question, there are alternatives to the stock market which might be palatable to certain investors. We'll explore these asset classes and ways in which even average investors might take advantage of their opportunities.

Just as it’s smart to question the doctor suggesting test after test for you at a facility he or she owns, it’s important to know how your financial advisor’s pay structure creates incentives that may harm or help your portfolio in the long run. Let's review the various ways there are for you to pay a financial advisor as well as the various ways a financial advisor can get compensated for how he/she "manages' your portfolio.