Personal Finance

Moving abroad may seem far-fetched, but it’s worthwhile to at least consider it as an option in your financial journey. A foreign country with a low cost of living could save you money while also providing fascinating cultural experiences and adventures...Let’s take a look at some of the differences in income and spending around the world.

Did your portfolio lose money over the past few years? Well, don't despair as there are many low-risk investment options that can help you grow your savings slowly - but safely. Here are ten safe and low-risk investment options to consider.

It seems that Americans (and particularly those who vote Republican) are always complaining about how much they pay in personal income taxes. Frankly, however, they have absolutely nothing to complain about when compared to what the citizens of Canada, Australia, the U.K., New Zealand, Germany, Belgium and almost all other countries pay. Here's a list of 20 countries of note showing what their effective tax rates are at the equivalent of USD100,000 and USD300,000 for comparative purposes. Words: 510

Paying off the mortgage early is an idea with obvious appeal, but not one that many middle-class home "owners" pursue. If your interest rate is so good that the bank just made a bad bet in giving you that low rate, you might want to continue enjoying the benefits as long as possible. In many other circumstances, however, paying off the mortgage can be a fine money management move indeed. [Below are 10 sound reasons to do so.] Words: 1588

If you’re among those struggling with debt and just want to be rid of it and move on with your life, it can be helpful to find some information and inspiration from others who are financial experts or people working to pay off substantial amounts of debt. You’ll find all of that, and more, in these inspirational personal finance blogs that can offer you advice, motivation, and guidance in paying down your debts so you can start putting that money to other uses. Words: 1010

Most Americans still have yet to stick a single financial toe across the border, but more and more are considering it and this article outlines 10 ways to internationalize your assets to provide you with some much needed protection as the uncertain future unfolds.

This article identifies the pay gap between CEOs and average workers in the U.S. and how the gap compares state to state. The dollar and percentage differences are staggering.

The reason you are not a millionaire (or even on your way to becoming one) is really quite simple. You probably assume it's because you aren't earning enough money but the truth is that, for most people, it does not matter how much money you make... [but, rather,] the way you treat money in your daily life. [Let me explain.] Words: 875

If you are hoping to live a happier, fulfilled life without money stress, you may not want to obsess with the Joneses. You can outsmart them by making better choices. HERE are several ways you can likely beat the Joneses and improve your financial health.

Many a retiree, or near-retiree, has overspent on cars, boats, homes, and a surgically enhanced trophy wife or two. We also all have friends who’ve fallen into the "toy trap" of buying things they don’t need, with money they don’t have, to impress people they don’t particularly like, in the mistaken belief that “He who dies with the most toys wins.” That being said, is there room in 2016 for a return to financial modesty—room to reject the toy trap? I say yes! Here’s our 5-step guide to doing just that.