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New investors are often intimidated because of their lack of knowledge. They see well-dressed men and women in the financial media using jargon they don’t understand, so they believe that investing is a great mystery. They think there are magic formulas to memorize, mystical ratios to learn and complex accounting rules to comprehend and they fear that there’s no way they could master the skills required to be a successful investor. In reality, investors need to understand only two simple concepts to be successful, no matter their skill level. [Here they are!]

You need to keep your emergency fund in a safe place that gives you easy access to your money but the problem is that traditional savings accounts — the most obvious place to stash emergency fund dollars — pay so little interest. Your money will sit in a savings account safely, but it won't earn you anything, either. This is where T-bills, or Treasury bills, can help.

Most people today know at least some things about cryptocurrencies and understand that there is a huge earning potential associated with them. The truth is that we might very well be looking at the future of money. Since the potential is so high, buying cryptocurrency does seem to be a very lucrative long-term investment but there are many things that should be known about this before a purchase is made. If you are a beginner crypto investor and you want to buy, here are some things you absolutely have to do.

July 1st Is Canada's 151st birthday: Here are 151 little-known facts

There must be a death cross at some point before every bear market, but it’s such an erratic signal that one could get 10 false signals before a meaningful one arrives. If something only works 1 out of 10 times is it really worth monitoring?

Why should blue chip stocks be your starting point when creating a diversified portfolio and what exactly defines blue chip stocks? In this post, I...answer those questions and more.

Dollar cost averaging is a simple and effective strategy of investing fixed amounts of cash at predetermined times. If you invest $1,000 every month, then you are dollar cost averaging. The strategy is easy to understand, but many of the benefits are not so obvious. Here are 4 such benefits:

Investors are gradually becoming more anxious about trends and various political decisions. Tariffs are part of this anxiety. Interest rates are part of this anxiety. A possible market correction is also part of this anxiety. This current emotion of anxiety could turn into concern which could, in time, turn into fear.

Waiting a few months or years to receive your Social Security retirement benefit would increase the amount that you eventually receive and this would have a huge impact on your total lifetime benefits. Conversely, taking your benefit early would result in a reduced payment based on how early you do so. Here are the details to help you decide what to do.

This look further back into the past dramatically illustrates the extreme oscillation between inflation and deflation during the first 70 years of our timeline.