Do you have what it takes to pay off your debts and become comfortable financially or perhaps even rich, even VERY rich? You probably do but don't know exactly what to do or think your situation is just too dire to possibly turn around. Read the following articles for some encouragement, financial advice and ideas on how to make considerably more income, pay off your debts and possibly even become that millionaire you've always wanted to be but didn't know how to accomplish.
Read More »What are Robo-advisors? Why invest with them – or not?
Robo-advisors are all the rage right now and many passive investors are choosing to invest with them. Who exactly are they? Well, this article explains exactly who they are, and how you can use them.
Read More »The First Rule of Personal Finance (+2K Views)
The first rule of personal finance is never carry a credit card balance. It’s another one of those simple to understand yet difficult to execute money management concepts for a large swath of the population.
Read More »5 Surefire Signs You Have Too Much Debt
Your credit card bills may not be keeping you up at night yet, but if you analyze your financial situation, you may find that you are closer to the edge than you think. Here are 5 warning signs that you have way too much debt:
Read More »Here’s When Holding Cash Beats Paying Down Debt
Households should be encouraged to maintain at least a small buffer of liquid savings, even if the cash in that buffer is not being used to pay down high-interest debt. Here's why.
Read More »Should You Pay Your Mortgage Off Early?
...Should you pay off your mortgage early either by paying extra dollars toward your loan's principal balance or by paying off the rest of your mortgage in one giant payment if you had the opportunity to do so or are there times when not paying off your mortgage early actually makes sense? Not surprisingly, it depends on a host of factors. Here is what you should look at when determining whether paying off your mortgage early is the best choice.
Read More »4 Red Flags That Your Retirement Plan May Be Off Track (+2K Views)
How prepared are you for retirement? Take a look at the following potential unpreparedness indicators. After reviewing them, if you don't see any concerns, you may, indeed, be headed down the right path toward retirement. However, if you do, it'll be far better to address them now while you're still gainfully employed.
Read More »Where the U.S. Working Class Can (and Can’t) Afford To Live (+2K Views)
This post provides a visualization of data* from our new True Cost of Living Tool to illustrate how the living conditions of the working class stack up across the country. It’s kind of a big deal because it lets you drill down to a specific city and search through layers of relevant information to understand exactly how much money it takes to live in any given area.
Read More »Need Some Extra Money? Here Are Some “Side Gigs” To Consider (+2K Views)
Side gigs are not exactly second jobs, because they come with a lot more flexibility and leave you in control of your hours and commitment but they can still be invaluable sources of income when you're really in a pinch. If you're ready to start bringing in some extra money, quickly, here are some great places to start.
Read More »Robert Kiyosaki: “It’s A Myth That Your Cost of Living Will Be Lower When You’re Retired! Here’s Why” ((+2K Views)
America is facing a retirement crisis. It is a ticking time bomb and most people have their heads in the sand. The long and the short of it is that the older you get, you don’t spend less, you just spend differently - and more. The fun goes down and the healthcare costs go up.
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