Today's chart looks at financial trends at the household level, such as savings, debt, spending, and income. The result is an interesting picture of how the average U.S. household is changing over time.
Read More »How Much Do You Need To Invest In the Stock Market Each Month To Become A Millionaire? (+3K Views)
If you are disciplined with saving and investing when you are young, you are almost guaranteed to become a stock market millionaire! This article outlines 3 of the 7 steps necessary to help you build your wealth in the stock market.
Read More »How To Become A Stock Market Millionaire – Part 1: (The Plan)
Becoming a stock market millionaire is much easier than you think because if you take about an hour or two of your time now to create an investment strategy, you are 95% of the way to becoming a stock market millionaire. So what exactly do you need to know to become a stock market millionaire? I’ve outlined all the steps below to help you build your wealth in the stock market.
Read More »Don’t Use the 4% and 60-40 Investing Rules of Thumb – They’re Dumb! Here’s Why (+2K Views)
One of the things that really frosts me is the financial planning industry that insists on using rules of thumb such as the “set and forget” tools - specifically the 4% and 60-40 rules.
Read More »Should You Buy A Home Instead Of Paying Rent?
There's a lot of pressure to buy a home instead of paying rent. While there are some very valid financial arguments for homeownership buying a home isn't the best choice for everyone so, in response to all those friends/acquaintances who say, "Why are you renting a home? You should be buying! Don't you know you're just throwing your money away?" here are 8 retorts for those house-shamers in your life.
Read More »What You Need To Know About Your FICO Score (+2K Views)
FICO scores are the most widely used credit scores in the U.S. According to myFICO.com, 90% of the top U.S. lenders access these scores to make important credit decisions. This article presents the 5 factors used to determine your FICO score and where (and at what cost) to get such information.
Read More »8 Types Of Stock Fraud + How To Spot Scams & How To Avoid Them
Claims about guaranteed returns or “can’t miss” opportunities but opportunities that are too good to be true must pass the smell test and, most of the time, if you do your homework, they fail with flying colors. There are many different varieties of stock fraud to recognize, and they all have distinct characteristics that make them unique.
Read More »Safeguard Your Financial Future; Bolster Your Job Security; Boost Your Potential Income – Here’s How (+2K Views)
There are a number of things you can do to put armor around your finances that won't cost you a lot and there are some simple things that you can do to bolster your job security and boost your potential income. Check out these ways to safeguard your financial future for $200 or less.
Read More »A Comparison Of U.S. & Canadian Banking Systems: Somewhat Similar BUT Uniquely Different (2K Views)
The U.S. and Canadian banking systems are similar to some degree, but also uniquely different. Today's graphic compares the two countries' banking histories, market shares, number of banks, investment outlook, leverage, and many other factors.
Read More »Is One Of These States Or Countries the Ultimate Retirement Spot For You? (+2K Views)
Retiring does not mean retiring from life. No, for many people, it’s the beginning of a new life but how do you decide where to retire? It’s a big question that requires research and we’ve done the hard lifting for you. This article puts together a comprehensive list of the best places to retire depending on your financial status, which usually the biggest factor for most people.
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