There are many ways that Americans are better off today than in previous decades but here are 7 ways in which the average American consumer is worse off today than in previous decades.
Read More »Following “the 4% Rule” In Retirement Is Mostly Unnecessary – Here’s Why
If you’re planning for retirement, it won’t take long before you come across the 4% safe withdrawal rate which goes something like this:
Read More »Devastating Losses Are Coming: What Is Your Financial Advisor Doing About It?
The equity selloff that began last October is intensifying and threatens financial advisors, MFDA dealers and investors with a high probability of a 50-70% loss of capital and a corresponding loss of income in 2019. What is your advisor doing about it?
Read More »Budgets Don’t Work – Track Your Money Instead to Early Retirement
Budgets don’t work because people can’t stick to them. Reaching financial independence, like dieting, is about being conscious, making changes slowly, setting yourself up for success with measurable and attainable goals and making this your lifestyle.
Read More »How Much Can You Expect Your House To Appreciate By Each Year? You’ll Be Surprised – and Disappointed (+2K Views)
If you’re like most Americans your house is the largest component of your net worth, and, naturally, you would like to see it go up - but by how much? This article provides the surprising - and disappointing - answer.
Read More »Should I Pay Off My Mortgage OR Invest In the Stock Market? Well, That Depends…
People arguing whether to pay off a mortgage early or invest in stocks is probably as old as time itself. There’s no right decision, because it comes down to what you believe and value. Some people value the liquidity and higher gains that come from investing, others value being debt free and hate owing money. To each their own.
Read More »Financial Correlations That Should Be Monitored Regularly (+2K Views)
Below is a huge list of correlations I have discovered over the years with hyperlinks to articles that analyzed each. If I only had some software to get automatic updates of these charts.
Read More »Need Extra Money? Here Are 10 Weekend/Evening Jobs To Supplement Your Income
If you need to find ways to make extra cash on the side to pay off debt or just to bolster their savings you're in luck: There's no shortage of weekend jobs or side gigs you can try out to make more money. Here are just a few part-time jobs you can pursue to supplement your income.
Read More »A MUST Read: Financial System Becoming Increasingly Unstable – Here’s Why
This crisis is beyond the banking crisis 10 years ago. It’s everything. You do not want to be a creditor or own stocks going forward.
Read More »Your $200K In Retirement Savings Will Last Decades In These 10 Countries
If you’ve got $200,000 in retirement savings, and a sense of adventure, here are 10 safe and affordable countries from south of the U.S. border where you can comfortably kick back and enjoy your golden years.
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